@xtinamartinson You can use a 529 for a sibling/relative in the same generation, so you could just double down on the one! It's harder to use it on non-education expenses, and the differences between private and in-state or scholarships make estimating costs so difficult. I am years away from having children, but my plan is to be super generous with a 529 in the older child's name with the assumption that some to a lot of it will roll over (and I will have other, less restrictive means of topping it off). Of course, the issue is more having the ca$h but somehow one account seems less stressful (and you get more years of interest!).
this makes me furious. four years and seniority?! you have every reason to be irate. you should absolutely take it higher and/or think about leaving, but for your sake (you can't do this because it would be too toxic) I'm going to hope that this guy fails (in some ways that do not ruin his career or the company but give him valuable experience and show him being a charming guy isn't all he needs) as a huge fat FU AND I TOLD YOU SO to the management.
@peacheater I like the level app (on my iPhone) - you can enter your income, bills, and saving goals, and then it calculates how much you have left to spend that month. The main screen has three circles, the biggest telling you how much you can spend that day and the other two tracking week and month. Autoupdates as you spend. Easiest/maybe only works if you hook up your bank accounts. (I just have my checking and credit cards hooked up.) I like it because it does the "big pool of money" thing well. I also use mint for budgeting/looking back, but this keeps tracking pretty easy.
I know this question may be almost meaningless given different life situations and costs of living and such but: how much do you spend a month, besides rent/mortgage and debt but including other bills? or include them if you want, but i'm just curious what the cost of day-to-day living is (including all the conveniences of cellphones and internet and the car you drive) In my head I want to keep it to $1200/mo, but it's more like $1450/mo. That seems like a lot though! (My rent adds another $875.) I have no debt, little in bills, live in a very expensive city, am pre-tax saving aggressively.
@EmilyAnomaly oh wow sausage hamburgers?! this reminded me I need to add in world cup expenses, too
this week was at least 9 days long, right? tonight - yoga (part of my gym membership) and NOTHING ELSE. I don't care if I don't have the best meal options - I'll scrounge. Harrumph. Probably working while I watch tv. $0 saturday - probably groceries ($45) and something to bring for a ramadan iftar ($10). day spent cleeeaaaannniiiinnggg, night spent at aforementioned iftar and then maybe dancing = $55 sunday - cleaning/working and then a casual friends eating and tv watching gathering. hopefully the ingredients for that will be covered in the grocery shopping but I'll say $10 just in case. ETA world cup watching toll of drinks/snacks ($15) = $25 total: $80 I'd be ok with that, though i'd like it to be less
Just the the idea of choosing and vocalizing a one thing has sent me into a tailspin of panic and shame, so my one thing is to have a one thing for next week that I'm ok with. I did take my bike into the shop though.
@boogers mcgee love the "i just gotta make it to this semi-reasonable time!" goal. amazed that you're dealing with suitcase and room so promptly. i may have a 3/4 unpacked suitcase from a trip a month ago O_o.
@Caitlin with a C This is very very smart and setting achievable incremental goals is great. Good luck with the move! Signed, someone who is terrible at moving and hates it (despite having not really done it much) and vows to do better next time
late but bah how does anyone stick to weekend plans when other people exist?! (i'm good with not overspending generally, but weekends man) I estimated $45 for only groceries. I spent $70 over two trips on groceries, and also $20 on brunch that I was kind of dragged to. I love my friends but I am so over brunch. (Personally, I don't think it's a universally dumb phenomenon or anything!) And $15 on house supplies and $2 on coffee. So... $107 total :-/ On the plus side I think I can get away without spending anything this week except maybe a date night (that might be a lot but it will be good).