Are you sure you can live without that curved shower rod?!
Obviously, I disagree with Logan! If you are eligible to put money into a Roth IRA, you are allowed to withdraw any amount of money you contribute to it at any time without a penalty (you're only penalized for withdrawing earnings before you are 59.5 years old). So, it's not like you have to put away money and not be able to use any of it until you're an old person. You want that money there so you can stop working eventually. Obviously, Logan sees the nice lives her parents are living right now, and I'm sure she wants that too.