Feasibly, my husband and I should be upper class, and I suppose income-wise (>$115k/yr, combined), we are, but because we live in a high cost of living area, and because I have a rather ample chunk of student loans (>$50k), I think in disposable income, we definitely fall more in a middle class spending ability.
Hey Mike - Is Logan doing ok? I know she started working a different job, but her debt seems to be sort of stagnant, and I'm a little worried about her. American Express: August - $3388.93 Today - $2758.04 Less than I'd like, but we're getting there.
This is hilarious to me. My CSA is every other week, $26 per shipment (Charged monthly). AND THEY DELIVER TO MY HOME. There is no beating it.
GE Carecredit (for my pearly whites) Original balance: $8300 (Jan 2012) December 2013 Balance: $490 Current Balance: $47 It's so close, I can taste it.
I'm just going to focus on one at a time for now, since that makes me happy. GE CareCredit (14.9%) October Balance: $2,068.64 November Balance: $1,354.32 Current Balance: $490.01 I made my regular payment in December, and I get 3 paychecks in January, so the first one was post-Christmas buffer, and $500 of it went straight to this. The end is in reach! Congrats on paying off something, Mike!
I posted a few months ago about being afraid to post mine since they seem so much higher than everyone else's, but I'm going to try, and maybe it will help someone else. ECSI (Student Loan) (4.75%) October Balance: $55,662.18 Current Balance: $55,128.37 Sallie Mae (6%) October Balance: $3626.36 Current Balance: $3,531.68 Nelnet (6.8%) October Balance: $3,779.51 Current Balance: $3,685.38 American Express (14.4%) October Balance: $4,082.53 Current Balance: $4,045.67 GE CareCredit (14.9%) October Balance: $2,068.64 Current Balance: $1,354.32 I'm in the midst of an avalance style attack, so my CareCredit will be paid off by the end of February, which is a huge weight off my shoulders. Next up is the AmEx, which won't be paid off until 2015, but I've got a great spreadsheet that let's me compare where I started to where I am now, and I feel infinitely better about my debt now, whereas I used to just feel panicked all the time.
I'm afraid to even post mine since they're so much higher than everyone else here. But you go Logan!
Guys, please don't hate me, but Logan's "definately" should be "definitely". Great conversation, though. Everyone keeps thinking they should have it better than their parents, but clearly that isn't the way things are headed.
@amglory89 I think they should just start a "Mike Dang budgets for you" column, where you tell Mike Dang your income and how much you owe, and he tells you how to spend your money.
@Lorelei@twitter My library has a pretty hefty selection of Kindle books available, but the site is terrible, and I'm pretty sure >90% of their books are romance novels, so weeding out the good stuff takes some work.