I missed January, but here's the progress since December! Student Loan December (5.4% interest): $8,719 Student Loan February: $7,646 Savings December: $4,400 Savings February: $4,600 529 Account December: $500 529 Account February: $610
One thing DONE: renewed the tabs for my car with the money I got from my tax return! (jeez - the utterance of such a grown-up statement is unprecedented in my life heretofore)
Just realized I missed November's check-in, so here's my progress since October: Student Loan October: $10,429.22 Student Loan December: $8,719.15 Savings October: $5,100 Savings December: $4,400 (ugh) (NEW) 529 Account October: $0 529 Account December: $500
@andnowlights I'd definitely recommend it! The account is a lot more flexible than I thought it would be, and there's the added bonus of being able to change the beneficiary to your child/partner/any legal relative if plans change and you don't spend the money on your own education.
By February 1st I want to revamp my budget and savings plan to work in contributions to a 529 account. I'm planning on going back to school for a master's/MBA in the next couple years, and just realized how little time I have to save even in that time frame. But as I've learned from paying off my undergrad loans, every teensy little bit helps!
Honest and compassionate - beautifully written. Thank you.
@lemur_niemer SERIOUSLY. She was so great. I was such a buttmunch.
My mom would wash, dry, and fold my clothes in my early childhood, leaving me only in charge of putting the clothes away. I hated that task so much, that I would dump the (clean!) clothes back into the hamper to go through the laundry cycle again after they sat on my dresser for about a week. The day that my mom found out, when I was 6 or so, was the day she marched me downstairs to the washer and dryer, taught me what the knobs and buttons did, and said "you're on your own from now on!" and honestly never did my laundry again. An early initiation into laundry independence!
I called the bank to change my contact information (ugh) and scheduled a dentist appointment that was approximately 2 years overdue! It felt horrible while I was doing it, then wonderful when it was over, but now I feel rather empty: what does one do when the perennial items at the top of my to-do list have been crossed-off?? Will my procrastination tactics even feel good now that there's not a horrible alternative (i.e. two phone calls that took 3 minutes each) that I'm avoiding???? AHH
In the wise words of Atmosphere in his Minnesota anthem: "Follow the dream doesn't mean leave the love, Roam if you must, but come home when you've seen enough" I've roamed, I'm back. I think you will be, too :)