@therealjaygatsby How much is enough really depends on where you live. 100K is awesome in most areas of the US, but in SF/DC/NYC it can still feel like a stretch. Also depends on family size and need, and needs for the area. For example, when I did my fellowship out in Palo Alto, everyone was living paycheck to paycheck on 65K + housing stipend. As a single household of one, I lived pretty well, but had never dealt with recurring expenses related to owning a vehicle, which threw my budget off. My friends with kids though struggled, because the avg rent then (it is now higher) was about 2K a month for a fairly basic one bedroom. It wasn't uncommon for 3-4,000 to go to rent alone, then taxes on the money, and that's two thirds of your earnings. Now that I am home in DC, my hubs and I live well on our combined incomes, but having a kid throws all of that financial security out. Just looking at adding daycare (anywhere from $200 - 500 a week, depending on how nice it is) takes our nice salary to an ok salary. We are very fortunate. But in places where most of your neighbors are putting up $200k-300k a year and still complaining about being financially insolvent, it's hard to view the dollar amount objectively.
@stuffisthings It's also important to remember that PG is large, spaced out, and formerly rural - the police force they maintain is not sufficient to cover that much area. PG is also wealthy, but concentrated in a different way. I've lived in PG/MoCo/DC and the biggest difference is that in PG a lot more focus in on *personal* wealth. There aren't tons and tons of community development projects like there are in MoCo and it isn't the priority of county government to foster that. So a lot of the people in PG are similar to folks in the south where your entertainment is home focused. There are few large areas to hang out in, and that also shifts the perception of violence. (PG Plaza/Mall at PG; Largo Town Center; Magic Johnson's Multiplex are the exceptions.) And PG as the seat of black wealth in the US was largely decimated with the housing crisis - home values dropped, and net worth evaporated overnight. It is still a fairly affluent area but less than before.