@kerrypolka I keep a debit card from a bank account I no longer have in there, plus a credit card that I'm terrified to put anything on (I just paid off the $4k balance that I'd been putting off for five years), so I can look at them and say "Oh credit cards! Oh whoops NOPE" (Also, the actual credit card is useful in case I am stricken with some sort of emergency)
I'm gullible (dumb) enough sometimes to be able to put $12 in my wallet and convince myself that's all I have for the entire week.
@sheistolerable I don't know how evil they are either, but I did buy my grandmother a lift chair using BML and they didn't charge me any weird fees or scam me or anything obvious, so I guess they're at the very least neutral.
I actually started this too (but I thought it was a unique idea lol). I had surgery in November, then Christmas shopping, then $1000 bill out of nowhere in January, so I hadn't be able to look at Mint due to the shame. Then I realized that February was a fresh (short) start, and the rest is identical to your story.
I'm thankful for a lot of things, but mostly for the fact that I've always worked at places that paid weekly. I could handle bi-monthly, in theory, but I never, ever want to have to try it.