Oh man, this describes my 2008, except my advance was much much smaller. Still, I managed to buy, among other hilarious things, an amazing and deeply strange ten-day vacation in The Gambia. Anyway, the bit about having a full-time job that pays your bills even if you think you are about to become a famous author is so important. I wish that more people would say this instead of pretending that they live off their book income. Because as I learned when I worked for a lit agency (but didn't, uh, learn well enough not to try it myself), almost no one does!