Here is my monthly process: First I start each month with an amount I made up to make me feel comfortable in my checking account. I have all my bills setup to auto debit. I only use my credit card for purchases thru the month. I ALWAYS pay it completely off each month. (Dont do this if you aren't going to pay it off). I find myself spending less if I know I will be making 1 large payment a month. It gives you a pretty good idea of how much money your spending. At the end of the month I take my checking account back down to my comfort limit and put the rest in my savings. A lot of times I do this process for each paycheck.
@swirrlygrrl we are pretty much in the same situation. By no means am I living luxury but I choose to live in a half decent place that is really cheap.
@aetataureate not really $700 is how much my place is total. its probably on the lower end for my area but not by much. I live in a cheap city and I have lived 4 places in the past 5 years and all of them were less than $400 a month for my share.
@LookUponMyWorks I live in a suburb of Pittsburgh and it is a pretty cheap area that I split with a roommate. I also make a pretty decent amount of money.
Those are some crazy numbers. I pay 6% pretax/8% post tax on rent.
@kthkskddn my point was so many people are majoring in fields that are declining and are projected to continue to decline so it is going to be harder for them to have a career as opposed to just work. Everyone I know that majored in computer science or mathematics have good jobs as opposed to many friends who aren't using their business degrees or history etc.
I think a lot of the issues with recent graduates not being able to find jobs is because they are picking the wrong majors. When you are 18 you don't know what you want to do and what way the job market is going. No one really tells you that unless you want to be a lawyer, teacher or get lucky you shouldn't be a history or poli-sci major. Or that it takes a lot of hard work to have a career in writing, art, philosophy etc. The days of just "doing whatever makes you happy" are done for the most part. Technology, medical and math are your best bets for the foreseeable future if you want a stable career without worrying about finding a job because they are plentiful.
Coming from someone who interviews a few people each month, I wouldn't put anything non related on your resume. I don't want a resume longer than 2 pages either. Unless you are < 3 years out of college I really don't care what classes you took or what your GPA was so leave that off too. I know within 5 minutes of an interview if you are the right person or not because we look for very specific things in people. It doesn't always mean I want the person who has the most experience I want the smartest person available who I know can come in and learn on their own without bringing others down.
I am going to this in Pittsburgh. Looked at the tickets and they are $20 but LiveNation is charging a $9 service charge.
I don't make 1% money but I consider myself well off. I feel this way because I have enough financial security to do or buy whatever I want (obviously within reason). I live a pretty simple live though and save a lot of money each month. If I lost my job today I would be able to live comfortably for maybe 2 years. I do have a lot of student loans left but I have them paid far enough ahead that it wouldn't be a burden.