Your best efforts to lift yourself up will carry you only so far. Some of us reach our highest levels sooner than others. At that point, some of those start hoping for others to fail, and this is when they start arguing against helping people and spewing this bootstratp shit that they know damn well is nonsense. It's a classic desperation move of a loser.
"We could have bought a fucking car for $850." Riiight. One that's really worth $20 and a broken toaster, I presume.
I watch Netflix *while* I work. It's a win-win.
If you live long enough in a big city, you'll learn that the best way to deal with beggars is to just give them an honest look straight in the eye, say "sorry" and give them your best "sorry" shrug and expression (and this is honest, in fact, because it doesn't necessarily mean "I don't have any money"). They may keep talking, but you just keep walking, and in less than two seconds you will hear them move to another person (it's a game of numbers for them). The best way to help them is, of course, by giving to established charities and/or by advocating, voting and lobbying for better social services.
I'd hate to share a household with one of you people who only want to do things you like to do. I feel like I'd be doing your dishes and cleaning up behind you all the time. Doing something you like is supposed to be an award in itself. Do something that others need to be done but nobody likes, and you'll get compensated in money. Exception to this rule is possible for very talented artists (and scientists), but that is by definition a very exclusive club.
@TARDIStime Well that explains it then: if you have to write about things you know and you are young and don't know things, you can't really be a writer no matter how talented you are and how well you can write. Maybe you should stop writing for a while and go live a life and get to know things.
To this day, I feel “broke” when I’m running low on cash in my spending account, even if my accounts for bills and savings have plenty of money in them. I totally do this (I'm an immigrant from Eastern Europe). I have to add this though: the most wasteful thing an immigrant can do upon coming to US is to settle in New York City. I don't care if you walk every day instead of using subway, if you did that same thing in say Chicago, you'd save a whole lot more! You don't come to NYC to keep your bottom line in check, you come here to raise your top line! So, my first advice to newcomers is to go to some other city first (Chicago is probably the best in my opinion) to "establish yourself", and then come to NYC when you are able to spend some money in order to get those things from this city for which it is worth.
@Reginal T. Squirge Not looking like an asshole (formerly known as "douchebag") would be one of them.
When all you have is money, everything looks like a purchase! Want to be photographer? Purchase an expensive camera! Want to have a style? Purchase expensive clothes! Feeling sad? Feeling lonely? Feeling lost? Purchase, purchase, purchase! Now that you ran out of money, what's the next tool you have? Blog, blog, blog it all away. Here is what I learned from my experience: first find out who you are and where you want to go, then figure out what tools do you need to get yourself there. Don't just grab the first thing in front of you and start swigging like an idiot until you drop.
@ejcsanfran This! Not only that, but try to spend your miles on overseas flights having more than one leg. This can be huge, because those flights cost more in dollars per each leg, but the price in miles is the same as long as you stay in the same "zone" (usually a continent). Also, pay attention to peak vs off-peak, as peak can be 50% more in miles (but often is also in dollars). Here is how I spend my miles every year: I pick two destinations in Europe, and then I get a ticket to one with a stop-over at another. There are some limitations, obviously. A stop-over has to be a big hub, and you can't stay more then 3-4 days there, etc. But, it's worth making your plans around it... it gets to be a really great deal.