@OllyOlly My place is about 550 sq ft and it's okay for two! It has a fair sized storage room which is SO CRUCIAL to every part of my happiness. About 50% of the stuff I own stays in the storage room. It's got good shelves. I could go on forever about it. Storage. (And not getting too much furniture)
I just found out that I can use retirement funds (RRSPs, maybe just in Canada) to purchase a first home and it remains tax free (also maybe just in Canada). Can you teach us more about that, please?
I'd be interested in seeing this for other sports, too! I got into olympic weightlifting, and the costs are pretty astronomical even though I buy a lot of gear used or ordered in bulk with teammates. Plus coaching is pricey. I'd say about $3000 in the past year for everything.
Student loan, originally just over 20k, 5.5% interest. I forget the minimum payment, actually! I think $150? I paid $400 this month. Dec 31: 7,847 Jan 31: 7,483 Also, do you think it would be possible to have a different thread be "let's all save money" and this one can remain just for talking about paying off debts? I am really proud of everybody's hot savings but perhaps it would be better on a different thread?
@BananaPeel It's taking about 3 minutes per question for me
@grobel I only check it a few times a month, but mostly near the end of the month to make sure I'm on track (I get paid on the first of every month, so I know there's plenty in there during the first few weeks)
@CubeRootOfPi YES! I refuse to spend 50 cents on locker rentals at the gym! Yet I am amoung the more wealthy of my friends, who get very annoyed by my frugality! NO MOOCHING, unless it's like, taking advantage of free stuff (at a law school there are likely free lunches often, provided you attend a presentation on a boring topic)
student loans at 5.5%. Started at 20,500 in Sept 2012. Just passed the half way mark after a year! My goal every month is to pay $300 (minimum of $187) and so far I have never failed! This month I paid $800 (thanks to a raise, but then I spent most of the raise on a flight home for Christmas) this month to bring myself down to $8875.
One time I needed to get a zipper on a winter boot fixed (the zipper teeth were snagged around the ankle bending area). $40! For one boot! They were only $120 boots!
Looks like a lot of us changed # of digits this month! I went from about 10,200 to 9,900 on my student loan this month (originally 20,500)! Feels so good! Home stretch, baby!