Note to the world: I no longer have credit cards, just magical money rectangles. Also, this is the best one yet. I've said it before (and will probably say it again) but I mean it every time.
I bike to work! It's about 3 miles each way. Wonderful savings and I get to work feeling energized. It's really nice all around, except in summer when I do kind of wish for air conditioning...
Am I alone or did the happy slave 'house-elves' just want to be taken care of by their master's trope bug anybody else? I mean, I can see the point of getting on Hermione's case for being overly zealous... but still, the "we've cared for them for generations" is some pretty shady justification for keeping uncompensated, indentured servants. ETA: not that I don't love this series, cause I do. This is just something that has always bugged me about the books.
On A Father-Daughter Duo Answers Your Questions: Accepting Financial Assistance From Parents as an Adult
@highjump Thank you. Social services are not the tubes. It's a no brainer for you given your current circumstances, but as highjump points out, society might be improved if it weren't an option.
@HelloTheFuture Please do!
@Slapfight Congrats! Way to slay the consumer debt beast!
@reynardina I'm sorry I wasn't more clear. My concern is with the editorial choices, not your life as I really don't think it's my place to judge that. I wish you the best of luck getting it sorted out and weathering the default process.
@andnowlights Ok I just felt a little bit 'Alice through the looking glass' because my first thought was "That's illegal!" and then, "But if it were illegal would someone really admit to doing it in print?" and then "This must be published anonymously." Which it isn't. So... Hmm. I think the editorial wisdom of publishing this under the author's real name and without pointing out that while some of the steps might be inadvisable, at least one of them is illegal and could have serious consequences, is questionable, since this is a personal finance blog where people might seek advice about what to do in similar situations.
Wait, isn't it credit card fraud to lie about your income on an application? It's certainly illegal when applying for a loan.
I know this is old, so it's a little silly to comment, but still I wanted to dissent just a little bit. Because my parents also had me when they weren't ready financially and it came out differently. Which is to say, my childhood was rough for 100% financial reasons: no money for pressing health concerns for example, shutting off of basic services sometimes, a lot of anxiety, feeling old before my time from worrying about these things. So it's true that some parents do well to create a stable environment with very few resources, and some just don't and that can be really hard to grow up through. I came out the other end of that grind, but if someone had told my parents wait until you can afford basic living expensive plus have an emergency fund before you have a kid that would've been great.