On Let’s Throw Some Money at Our Problems: July 2014 Check-in

@Slapfight Congrats! Way to slay the consumer debt beast!

Posted on July 31, 2014 at 9:58 am 0

On Nobody’s Default But My Own: What Happened When I Decided to Stop Paying My Credit Card Debt

@reynardina I'm sorry I wasn't more clear. My concern is with the editorial choices, not your life as I really don't think it's my place to judge that. I wish you the best of luck getting it sorted out and weathering the default process.

Posted on July 9, 2014 at 3:41 pm 1

On Nobody’s Default But My Own: What Happened When I Decided to Stop Paying My Credit Card Debt

@andnowlights Ok I just felt a little bit 'Alice through the looking glass' because my first thought was "That's illegal!" and then, "But if it were illegal would someone really admit to doing it in print?" and then "This must be published anonymously." Which it isn't. So... Hmm. I think the editorial wisdom of publishing this under the author's real name and without pointing out that while some of the steps might be inadvisable, at least one of them is illegal and could have serious consequences, is questionable, since this is a personal finance blog where people might seek advice about what to do in similar situations.

Posted on July 9, 2014 at 3:12 pm 3

On Nobody’s Default But My Own: What Happened When I Decided to Stop Paying My Credit Card Debt

Wait, isn't it credit card fraud to lie about your income on an application? It's certainly illegal when applying for a loan.

Posted on July 9, 2014 at 3:00 pm 1

On WWYD: Judging Friends for Being Broke and Wanting to Have a Baby

I know this is old, so it's a little silly to comment, but still I wanted to dissent just a little bit. Because my parents also had me when they weren't ready financially and it came out differently. Which is to say, my childhood was rough for 100% financial reasons: no money for pressing health concerns for example, shutting off of basic services sometimes, a lot of anxiety, feeling old before my time from worrying about these things. So it's true that some parents do well to create a stable environment with very few resources, and some just don't and that can be really hard to grow up through. I came out the other end of that grind, but if someone had told my parents wait until you can afford basic living expensive plus have an emergency fund before you have a kid that would've been great.

Posted on July 1, 2014 at 4:00 pm 0

On Warmer Weather Means You Too Will Soon Be Employed

Posted on May 5, 2014 at 10:38 am 0

On The Best Books About Class

@la_di_da Yes!

Posted on April 23, 2014 at 2:39 pm 0

On Introducing, Ester

That baby is the cutest thing since ever. Welcome to the team!

Posted on April 22, 2014 at 9:52 am 1

On Hustles

This probably doesn't count as a hustle (because it doesn't generate any income) but when I was very poor and still a smoker, I used to just buy zig zag papers and then forage for butts in ashtrays and then empty out the tabacoo and reroll them into new cigarettes. Gross, but cheap! Then I read Orwell's Down and Out in Paris and London and read about tramps from that era pulling the same trick, so second lesson: there are no new hustles.

Posted on April 17, 2014 at 2:25 pm 2

On Here Is Your Open Thread

Oh man! So I have to confess that I love watching Dota2 games (I play also, but not even in the same ballpark as the pros). It's kind of like the difference between playing any sport and watching a professional play said sport. It's sometimes fun to watch people do something really, really well. I do wish they were salaried, rather than playing for pots, but maybe that will happen in the future. I still feel less guilt about it than when watching football, on account of the concussions and (as I learned from the billfold) terrible labor practices for the cheerleading staff. BTW, has anyone else seen Free to Play? (http://store.steampowered.com/app/245550/) I came away like Na'Vi a lot more than I had before.

Posted on April 4, 2014 at 5:42 pm 1