On How Wizards Do Money: Gregory Goyle

Note to the world: I no longer have credit cards, just magical money rectangles. Also, this is the best one yet. I've said it before (and will probably say it again) but I mean it every time.

Posted on October 17, 2014 at 5:30 pm 0

On Why Don't American Women Bike To Work?

I bike to work! It's about 3 miles each way. Wonderful savings and I get to work feeling energized. It's really nice all around, except in summer when I do kind of wish for air conditioning...

Posted on October 6, 2014 at 3:38 pm 0

On How Wizards Do Money: Hermione Granger

Am I alone or did the happy slave 'house-elves' just want to be taken care of by their master's trope bug anybody else? I mean, I can see the point of getting on Hermione's case for being overly zealous... but still, the "we've cared for them for generations" is some pretty shady justification for keeping uncompensated, indentured servants. ETA: not that I don't love this series, cause I do. This is just something that has always bugged me about the books.

Posted on September 25, 2014 at 10:45 am 0

On A Father-Daughter Duo Answers Your Questions: Accepting Financial Assistance From Parents as an Adult

@highjump Thank you. Social services are not the tubes. It's a no brainer for you given your current circumstances, but as highjump points out, society might be improved if it weren't an option.

Posted on September 2, 2014 at 5:19 pm 2

On How Wizards Do Money: Cho Chang

@HelloTheFuture Please do!

Posted on August 11, 2014 at 3:24 pm 0

On Let’s Throw Some Money at Our Problems: July 2014 Check-in

@Slapfight Congrats! Way to slay the consumer debt beast!

Posted on July 31, 2014 at 9:58 am 0

On Nobody’s Default But My Own: What Happened When I Decided to Stop Paying My Credit Card Debt

@reynardina I'm sorry I wasn't more clear. My concern is with the editorial choices, not your life as I really don't think it's my place to judge that. I wish you the best of luck getting it sorted out and weathering the default process.

Posted on July 9, 2014 at 3:41 pm 1

On Nobody’s Default But My Own: What Happened When I Decided to Stop Paying My Credit Card Debt

@andnowlights Ok I just felt a little bit 'Alice through the looking glass' because my first thought was "That's illegal!" and then, "But if it were illegal would someone really admit to doing it in print?" and then "This must be published anonymously." Which it isn't. So... Hmm. I think the editorial wisdom of publishing this under the author's real name and without pointing out that while some of the steps might be inadvisable, at least one of them is illegal and could have serious consequences, is questionable, since this is a personal finance blog where people might seek advice about what to do in similar situations.

Posted on July 9, 2014 at 3:12 pm 3

On Nobody’s Default But My Own: What Happened When I Decided to Stop Paying My Credit Card Debt

Wait, isn't it credit card fraud to lie about your income on an application? It's certainly illegal when applying for a loan.

Posted on July 9, 2014 at 3:00 pm 1

On WWYD: Judging Friends for Being Broke and Wanting to Have a Baby

I know this is old, so it's a little silly to comment, but still I wanted to dissent just a little bit. Because my parents also had me when they weren't ready financially and it came out differently. Which is to say, my childhood was rough for 100% financial reasons: no money for pressing health concerns for example, shutting off of basic services sometimes, a lot of anxiety, feeling old before my time from worrying about these things. So it's true that some parents do well to create a stable environment with very few resources, and some just don't and that can be really hard to grow up through. I came out the other end of that grind, but if someone had told my parents wait until you can afford basic living expensive plus have an emergency fund before you have a kid that would've been great.

Posted on July 1, 2014 at 4:00 pm 0