@Aunt Scar Exactly! Sorry, I basically asked the same thing below before reading your comment. I wonder if this is a case of parents who paid the college funds first before "paying themselves"... And now everyone is in trouble.
I think there's another conversation that needs to happen here. Basically, if they can't afford a down payment of $10K, are they sure they can afford to retire at all? A conversation should begin with whether they can afford to retire in the manner in which they think they "deserve". I suspect that there's something amiss with their planning right now that could lead to more requests in the future.
I have a friend who is so worried about this that she eats everything on her plate in order of those she was most embarrassed to box up. She would start with the pickle chips, then the fries, and then the sandwich. She felt less embarrassed to box up a sandwich half than a box of fries and pickles.
We have the term insurance. The main reason is the mortgage. The second reason is after experiencing a death in the family, we realized that sorrow can make it hard to take care of yourself for little a while. Money panic during the recovery just makes things worse.
@jmdj hooray! thanks for sharing. The floors look great. I love the effect.
This post without pictures??!! What a tease!
I'm a regular at doing a dry-January. Here's the thing that I notice the most: THE SLEEP. holy crap sober sleep is amazing! Also- the extended time at home ends up forcing a winter clean out of my house. Last night I cleaned all my air filters for lack of something better to do. This weekend's excitement is a trip to the recycling center and drop off donations at goodwill.
@garli Good job! Six Sigma is tough, and it'll be worth your hard work. I've seen some friends rewarded generously for that cert.
I unsubscribed to all of the sales alert emails from stores I frequent. I was starting to get the feeling that I was buying because there was a sale, and not because I actually needed something.
This is wonderful. Thank you for sharing this.