I did my one thing, but I really want to bitch about my one thing from a couple weeks ago. I was putting off calling the student loan people and finally did it. One of the things I wanted to do was change the due date of my bill. No problem! Dine in two minutes! Got an email yesterday denying it because I'm enrolled in IBR. 1) Why does that matter and 2) more importantly, why didn't the person I was on the phone with tell me this??
And of course, I made the mistake of reading the comments on the library article. They really aren't that bad, but someone said the library needs a better accounting system because nobody noticed 275 books stolen per month. Oh, we notice. There's just nothing we can do. If a book isn't where it's supposed to be, anyone could have taken it. It's not like we can search every backpack and purse and stroller. If we catch someone, great. Otherwise we have to chalk it up to the cost of offering the public free materials.
Thinking about childhood laundry gives me the bad feelings. My mom did all the laundry, and when I was in 5th grade she had what I later learned was a mental breakdown and was in a facility for awhile- at least a month, I think. My memories are pretty vague. Before she left she wrote down all the steps to doing laundry, which my father then had me do. I still have not forgiven him for making me do the family laundry at 10 years old. He still doesn't know how to use a washer or dryer. Luckily his second wife is as pliable as my mother was before therapy. Speaking of stepmothers, she is deathly afraid of a fire starting from not cleaning out the lint trap. Legitimate. But my mother always cleaned the trap before starting a new load, while stepmother apparently does it as soon as a load is dry. It is a hard habit to break, and there were a few instances of fear-yelling at me and my sister. ANYWAY. Now I live alone in a building with laundry in the basement. I do not use fabric softener or dryer sheets, and rarely separate anything besides delicates. (And sheets from towels- thank you Jolie!)I am also cheap and often air dry clothes instead of shelling out $1 for the dryer.
I did one of my one things, which was to call my brand-new doctor's office and figure out how to follow the PA to a new practice when this one closes :( I was so proud of getting a GP, and then the doctor up and retires. And it is the only family practice office left that isn't affiliated with one of the two giant medical establishments in town. My other one thing is to open a line of credit with my bank (not to use, just as a safety measure in case I overdraft, which I do every few years). I feel like they are making it extremely difficult- I have to fill out lots of paperwork, and there is only one person in the bank who does them, and she was on break last time I went in. Might be time to switch to a credit union...if only they weren't so inconveniently located!
Apparently bitching about my student loan servicer (I keep using that word, but am not at all confident about it) on this site worked- I called them this morning to deal with 2 things, and it wasn't bad! I don't even have to bother an old boss to fill out a form for the third time due to my own mistakes, thus ensuring I will never be rehired there. I also went to the post office and mailed something to Canada ($1.10!). I did it Tuesday too, but it is closed 1:30-2:00. Who knew?
I am doing this, and am eagerly anticipating 2021, but it has not been all glitter and gold stars. I had to transfer my federal loans to a different servicer, and the interest rate went up. My initial paperwork that I had each employer (three total) fill out never got used because I sent it in before I knew that the loan would get transferred. I just re-sent it all, which including contacting old bosses, mailing them forms and SASEs, and at least one form got rejected for unknown reasons. Which means I have to CALL the servicer. On the phone. This new sevicer is terrible- I just sent them an eamil asking to change the due date of my bill, which is specifically what they tell you to do in the FAQs. This is what I got in return: "Thank you for contacting us. In response to your email, we wanted to share some of the information that our customers have found most helpful to answer your Billing & Payment questions." None of which was helpful. In sum, this shit better pay off. I'm not counting on it though.
I estimated $40 but spent a little more due to getting groceries I didn't think I needed. $20 for roll of quarters, although it will last longer than just the weekend. $3 coffee before work Saturday. $35 groceries, including on-sale Halloween Peanut M&Ms. A mistake- they are gone today. We'll just leave it at that. Total- $58
This will be a cheap weekend because I have had an expensive couple weeks- tires, rent, and car insurance make for an empty bank account. Also I think my bf is finally ready to get serious about budgeting, so I'm going to help him figure it out and I should be a good example. Let's hope that conversation goes well- I can sometimes be too logical and unsympathetic when it comes to money problems. ANYWAY- Friday: $20 for quarters to do lots of laundry Saturday: work then hang at bf's. Budgeting $10 for dinner Sunday: No dollahs. Need to cook for the week and already have groceries. But I will budget $10 for randomness, like coffee. Total- $40.
@BananaPeel Also some publishers jack up the prices for ebooks for libraries, so even though we really want to buy more copies, we can't justify $90 for a file that we don't even really own.
Aaahhh...of course. Now I see. The people behind you have already ordered! Thank you! This has actually been bothering me for awhile. Drive-thrus (and calling for pizza) are (is?) one of those holdover from childhood things that still make me nervous so I rarely go thru them.