On Plus-Size Shops Vs Plus-Size Shoppers

I have been plus size my entire life and while I don't have a problem spending money on good clothes I'm not going to take an expensive risk on some one I have no familiarity with. Ralph Lauren has a great line of high quality professional dresses, Micheal Kors makes trendy but work appropriate tops, and Nordstrom's house brand has great pencil skirts in not quite as many varieties as their standard sizes. That's where my money goes when I need something. I have cash to spend on clothes, I don't have cash to throw away on a trendy low-quality line that you can only order online.

Posted on August 12, 2014 at 9:10 pm 0

On Monday Check-in

I had high hopes of getting things done this weekend and only partially succeeded. On Saturday I lazed around in the morning instead of taking my car for its oil change. I'm off on Thursday so I will take it then. I dropped off a couple of things at the dry cleaner (8.25), missing the same day cutoff by about two hours. I met my mom, sister, and niece at the mall photo studio just in time to entertain the child while mom and my sister ordered pictures. Then we went to Costco and grabbed some lunch (1.50) for a hot dog and soda, $55 for my share of the Costco loot, including what I think is a years supply of tp. I need to rearrang the hall closet to make room for it. I went to my parents house to do my laundry and picked up Five Guys for dinner on the way home ($13). Sunday I overslept and did not mow the front lawn. I took the dogs to their grooming appointment at 10, picked up iced coffee and a breakfast sandwich for $6, and came home to de-fur the house. I guess the groomer was short staffed because it's never taken more than two hours for their appointment before. I called after three thinking someone must have forgotten to call me and was told it would be another half an hour. At hour four I called to cancel my hair appointment since there was no way I could pick up the dogs and make it to the salon in time. I rescheduled for Tuesday after work. The groomer called a few minutes later and the dogs look great (they smell pretty good, too). Total with tip was $103. I didn't make it to the grocery store. Total was about $187 but I pushed a lot of things back to get done this week.

Posted on August 11, 2014 at 10:02 am 0

On Friday Estimate

This weekend has the potential to be spendier than I would like. I am going out of town next weekend and I want to take the dogs to the groomer, get my hair cut, and get my brows and nails done before I go. If I can get appointments for all these things then it will about $250. Otherwise I am going to try and schedule stuff for after work next week. I also need to get the oil changed and the tires checked on the car tomorrow ($30), take a blazer to the drycleaners ($3-15 if I find anything else that needs to go in), and am meeting my mom and sister for my niece’s birthday pictures and a Costco run ($50ish?). I should also pick up some groceries ($30) so I don’t end up eating out every day next week. In non-spending stuff, I need to flush my dog’s ears (allergy induced ear infections), take my laundry to my parents, mow the lawn, clean the living room, and clear some stuff off my phone so I have room to take pictures next weekend. $125 for regular stuff, $250 for all the stuff I have been putting off = $375 total

Posted on August 8, 2014 at 12:58 pm 0

On Everything I Needed to Know About Money I Did Not Learn in Kindergarten

My parents were not consistent in the money lessons they taught us. We always had the newest toy – my dad waited in lines overnight to get us Cabbage Patch kids when they came out – but sometimes we were on the free lunch program at school or my mom would go to the food bank instead of the grocery store and tell me not to tell my sister since she was too young to understand not to tell my grandmother. My dad worked in the feast or famine industries of commercial construction and long-haul trucking so paycheck to paycheck was just the way things were. They bought their house through a rent-to-own program and my mom got her first credit card about five years ago. Every once in a while we would get an allowance but it would fizzle after a few weeks even if it was tied to chores. By the time we were in middle school we were punished for not doing chores but not rewarded for doing them. They also tried paying us for good grades but never kept it up for more than two report cards in a row. Looking back I suspect there just wasn’t enough money to cover what they had said they would give us but they never told us that so we were always complaining about how unfair everything was. We probably would have still complained if we knew there just wasn’t enough money. My sister got a piggy bank for her kids; they were sharing one but quickly realized they would each need their own. My nephew understands that if he saves his money he can get a toy later. He knows which toy he is saving for and whenever he gets money he has his dad help his count it and tell him how much more he needs. The kid is four and a half so I think that level of patience and understanding it pretty good. The toy in question is $100; my sister said if he saves half they are going to pay for the rest as a reward for saving. My niece just turned three- she hasn’t figured out you can spend money yet but she does know that if she asks the grandparents she will always get a handful of change for her bank. We’re all in trouble when she learns about paper money.

Posted on August 6, 2014 at 7:32 pm 0

On Friday Estimate

I don’t have anything planned for tonight. Either tomorrow or Sunday my dad and I are going to an antique mall since my mom is out of town and he is bored. I don’t plan to buy anything but will probably get lunch ($15ish). I need to pick up dog food ($50) and groceries ($75) and that should be it. I have a bunch of new books and a full DVR. I’m going to rearrange my living room in anticipation of my new coffee table being delivered next week. It’s already paid for and has been on back order for two months so I am looking forward to it coming home. Let’s say $150 to be safe.

Posted on August 1, 2014 at 1:14 pm 0

On Every Little Thing She Does Is 1 Thing

My one thing was to make an appointment for a well-woman exam. I had to find a new doctor since my old one moved away and its been a couple of years since I went in. I finally just picked a place near work and was able to setup a patient portal and request an appointment through their website with no actual human interaction. Which is nice because I'm sure there will be plenty human interaction at the actual appointment.

Posted on July 24, 2014 at 1:33 pm 3

On Only Suckers Don't Buy Generic

I am brand loyal on some things - toilet paper (Quilted Northern in the purple wrapper), Mrs. Meyers dish soap, tampons. I use mostly Dove shower gel and deodorant since that’s what they had at Costco and end up splitting a lot of Costco brand household purchase like garbage bags with my sister. Allergy pills I will try whatever is on sale that has the active ingredient I need. Cold or flu stuff I always buy the same thing since I don’t want to have to go to the store twice if the new pills don’t work. BC pills I ask for the brand name since I was taking that for a couple of years before the generic was available for Yaz and when they gave me the generic I had more cramps and PMS-type symptoms than before. My dog’s allergy pills are the CVS generic. The vet prescribed them and charged me $70 in office for 15 pills. When I looked them up online to refill I found out that they are a regular human allergy pill available OTC. It’s about $5 for a bottle of 30 at the drugstore.

Posted on July 22, 2014 at 2:31 pm 0

On Family Plan Shame

My mom and sister and I had a family plan about ten years ago that didn't go well. My mom could never figure out the math and just divided it by three and we didn't have texting on the plan since mom didn't understand it so my sister and I were constantly in trouble for running up the bill. As soon as the contract was up my mom told us we were responsible for our own phone service. Two years ago we were trying to figure out how to convince my Grandma to let us help with her phone bill since she was on a pay as you go plan that charged a buck a day plus minutes. I added both my parents and Grandma to my account and upgraded Mom to an iPhone. Dad and Grandma got basic flip phones as requested and have been complaining that they don’t have iPhones ever since. I’m going in this month to upgrade my phone and will get them each the older iPhone that ATT is giving away. Mom says she’s never getting a new personal phone again since they keep changing her work phone. But she did learn to text which makes communicating with her a lot easier. We figured out how much of the bill she pays (her and Dad and half of Grandma’s portion) and set up an auto transfer into my checking account for the first of the month.

Posted on July 21, 2014 at 4:37 pm 0

On Monday Check-in

Friday went mostly as planned but I spent and extra $45 at Target on a dress and a pair of sandals as a birthday present to myself. Total spent at Target was $103, refund for returned items was $153. I also picked up dinner at Five Guys, $10. Saturday I had a lovely brunch and got my nails done, my mom paid for both! I had planned to see Obvious Child and get drinks with a friend but we were both tired so we stayed on and watched Netflix and drank at home. Free! Sunday I picked up dessert and sides for dinner, $18, but didn’t get any other groceries. I also got McDonald’s for me and my dad on our way to the antique mall, $6. I spent $15 at the antique mall on a pair of framed drawings. I also spent $136 at JC Penny’s Home Store on a lamp I’ve been wanting for a while that went on clearance since we happened to be near the store. I had been planning to buy it once it was marked down so it was figured into my house budget, just not the weekend budget. I also paid all my bills on Sunday since Friday was payday but those don’t count for the weekend. Dinner at my parents was great and my nephew and niece were adorable fun as usual. In all it was a pretty successful weekend but I am going to stop including groceries in the estimate because I never make it to the store on the weekend. Total estimated was $60-$90 including the Target return and the actual total was $135 with no groceries.

Posted on June 16, 2014 at 11:50 am 0

On Friday Estimate

I have a lot planned for this weekend but shouldn’t spend too much money. Tonight I need to return a bunch of stuff to Target. I bought new bedding and then decided that the mattress was the actual problem in hating my bed. I’m getting a new one next month but it will be a different size and I don’t want to use the new bedding for just a couple of weeks. I’m not planning on more bedding until I get the bed, so that should be a refund of about $150. I also need to pick up a few things, a gift bag for my dad’s father’s day gift and a card for my cousin-in-law’s birthday plus a few random household things. Net at Target should be about -$100. Saturday I am meeting my family for brunch but my parents are paying for me since Monday is my birthday! Then I am going to get a pedicure with my mom and grandma. There is a 50/50 chance my mom will pay for that too, if not it will be about $30. Saturday night I am meeting a friend to see Obvious Child and maybe get drinks. $15 for the movie and $20+ for drinks. Sunday I need to go to the grocery store in the morning to get some groceries, including a cake and side dish stuff for dinner. My sister and I are making dinner for my dad for father’s day. I am going to take him to his favorite antique mall to browse and then back to his house. My sister is making spaghetti and I am probably roasting brussel sprouts since they are his favorite vegetable. Groceries will be about $75, I don’t plan of buying anything at the antique mall. Total for the weekend should be between $60 and $90 after the credit from target.

Posted on June 13, 2014 at 1:48 pm 0