By AitchBee on I Am Fastidiously Frugal And Exorbitantly Flagrant (Because: Balance) (And: Parents)

@limenotapple I've been thinking about how, well, everywhere, including The Billfold, people seem to fetishize living simply order to save for big items. It almost takes on a moral dimension: you skip lattes and pack lunches (frugal! self-denying!) and save money to "travel" (which is one of few forms of consumption that also takes on a dimension of self-righteousness). That's great if that's what you really want, but probably some people get more utility out of having a goddamn latte every morning, you know?

Posted on May 24, 2013 at 11:49 am 9

By Caitlin with a C on Monday Check-In

@stuffisthings @probs We've never seen both of you in the same room...

Posted on May 13, 2013 at 10:20 am 3

By Caitlin with a C on Monday Check-In

Best financial week for me, maybe ever. Zero spend weekend: got burgers at Good Stuff on Friday (bf's turn to buy) and saw Three Musketeers at Synetic Theatre (do this if you live in DC -- it was amazing and Goldstar tickets are $25); naps, cuddles, and a friend's BBQ on Saturday; jogs, chores, and clearing out the DVR yesterday. Also... my last credit card payment officially went through this morning. YAY.

Posted on May 13, 2013 at 9:57 am 3

By ellabella on Monday Check-In

FINE I'll do it this time, but mostly because I just want post my late-to-the-party food diary (Monday through Sunday). http://i1287.photobucket.com/albums/a624/foodonthepage/5b8c7ae3-c186-4f94-a111-5001f47e782e_zpsac2ebf31.jpg?t=1367845101 And $.... Friday $20 on dinner and whiskey... My boyfriend footed most of the bill. Saturday $7 on a muffin and iced coffee to consume while people-watching in the park. $10 on Juicy Couture (hahaha) black patent leather flatforms (!!!!!) AND gold with dark purple trim Pumas, both from a stoop sale. Spring shoe shopping DONE! $16 on drinks and quesadillas for dinner. Sunday $16 on mac n cheese and a beer, $50 on yarn for a baby sweater and hat, $6 on the pattern, a $4 iced coffee, and $60 of groceries. $189. Eh? I think if I actually eat all these groceries instead of having more $16 meals, that's not bad. I still need to get needles for the sweater but I'll have lots of leftover yarn for other projects, so it's not really a $50 baby sweater. I made my own granola, and it probably cost about $10 to make like 2 pounds of granola, so I'm proud of that moment of thriftiness. And the shoes were a major win, I needed those but was not interested in coughing up real money for decent shoes.

Posted on May 6, 2013 at 10:03 am 2

By Caitlin with a C on Monday Check-In

I was on the tarmac when the Friday estimate post came in, but I was assuming ~$175ish with vacation + a needed grocery run. Instead, $89: no grocery run, absurd amounts of free tasty food made by midwestern parents for family parties (bf was trying to figure out a way to smuggle pork home on the airplane), $21 on a new Tigers hat at DTW, and $68 taking our parents out for lunch and pie. Frugal May: going SO well that I should actually be able to pay off all remaining credit card debt THIS FREAKING WEEK instead of by the end of May. Guys, I've had this debt since 2010. It has peaked at around $7k. This is a BFD. I can start saving to move in with the boy/get a new laptop/having emergency savings/kill mad amounts of student loan debt.

Posted on May 6, 2013 at 9:38 am 7

By cuminafterall on Monday Check-In

Friday: Stayed in. $0. Saturday: Went to Capitol Hill so my dude could go to the tailor. For lunch, we tried the taco place that opened after we moved out of the neighborhood ($20). Then we walked to Georgetown for coffee and cookies at Baked & Wired ($7). Then we walked home. 7.5 miles of walking! Sunday: Tried brunch at Le Diplomate. YUM. Wow. A+. My fiance paid, and it was kind of a lot, mostly owing to the stupidly expensive coffee ($4.50 for a cafe au lait??). So I bought groceries even though it was his week. $35. $62, all told. Though I still haven't bought a Mother's Day gift...

Posted on May 6, 2013 at 9:20 am 1

By jfruh on Wanna Be Kickstartin' Something

I admit to being biased, having run a Kickstarter myself. But I do agree that you should never use words like "invest" when talking about one. That's the exact opposite of what a Kickstarter contribution is. I think the best way to pitch it is "This is a creative endevour that probably won't happen without this money -- are you willing to pay market rates, or maybe somewhat more, for access to the final product?" As long as that core proposition is true, I don't see any moral quandry to their existence, even for something like a movie with actual bankable movie stars who are rich. I also think it's gross to lean really heavily on your social network. You need to go into it understanding that some people will support you and some won't and sometimes that has to do with their financial situation and sometimes it will have to do with what you're actually selling, which they may not be interested in even if they like you fine. And yes, you are selling something. Nobody has to buy it, not even your mom. (My mom bought my book though.) I do think you owe some financial transparency to your backers, though. I plan to do a detailed writeup, with charts and graphs and stuff, once I actually finish my book and ship it to backers. I would actually be fascinated to hear Zach Braff or the Veronica Mars people discuss how their money will be spent, if only because it would shed some light on the byzantine world of film finding. I honestly have no doubt that these movies couldn't get made without the contributions, though I'm also sure that this money is not the only money that will go into the movie, and some people are going to be profiting from the final production.

Posted on May 3, 2013 at 5:48 pm 1

By oiseau on Open Thread

@probs Ooh, now I want to do one, too. You illustrate food adorably!

Posted on May 3, 2013 at 5:44 pm 1

By polka dots vs stripes on Open Thread

Billfolders I am so proud of myself. I got a weird bill from my new dermatologist and I called them and my insurance company and then them again (many times) and got them to fix the problem and my bill went from $600+ to $200! I want to call my insurance company oneeee more time, to see if one of the charges is correct, but even if it is, I am lucky and I can afford the $200 and I'll be annoyed we don't have universal healthcare but write a check anyway. I am also lucky that I have the time, energy, resources, etc to call and sit on hold for hours to find out what the problem was, because seriously guys, $600 to see a resident who was wrong on EVERYTHING and to have the real doctor freeze off a wart? No thank you.

Posted on May 3, 2013 at 5:33 pm 1

By eagerber on Open Thread

@probs your food drawings are so cute!

Posted on May 3, 2013 at 5:14 pm 1