@ThatJenn THIS: " I was originally going to pay this sucker off with the lump sum coming my way in January, but I did a lot of math and decided I was better off keeping the car payment and using the extra $$ to make some home repairs, no matter how much I wanted to pay off the car. It’s such a low APR that it just makes sense rather than risking having to tap my emergency fund or credit cards to deal with leaving these house things alone until they HAVE to be done.)" This is the perfect example of making a smart decision that just feels kind of...boring? I have been saving up a nice little sum and all I want to do is throw it at a student loan, but I probably should sit on it a bit more because there are other things I might need it for. :/
When I was a lifeguard on Chicago beaches, "Hey, guy!" was a common thing to shout to someone doing something wrong. I also found that kids needed a more direct yelling at, or they pretend they weren't the one misbehaving. So I used "Hey! You! In the yellow shirt" or whatever distinguishing thing about their clothing. Once some woman freaked out on me and screamed about how rude it was not to call people by their names. This was on a public beach with 300-500 people on it in a given hour. I didn't stop.
My dad is always so confused at why people give money to businesses on Kickstarter and the like, and is indignant that you get a t-shirt or pin instead of a share in the company or something similar. I haven't listened to the episode, but this might explain why that doesn't happen!
@Marille I think trying cash is a good option, but I've found having two separate checking accounts for "bills" and "spending money" works better for me (because of the occasions like going past an ikea, etc). I get paid biweekly and give myself $X to spend on non-bill things for the next two weeks. My bank sends daily summary emails, so I have an easy tab on how much I have left, and if I get good at looking ahead, I can save up for a bigger expense the following pay period. It's like a high tech envelope method.
@Punk-assBookJockey UGH - also in Chicago, and someone just stole my crankset + pedals + bottom bracket What the hell!? It was like $200 with labor to replace, but I was trying to keep a tight budget (on my way to $10,000 in the bank this year!) so it was poor timing and annoying. You have to really know what you're doing to get away with that!
@erinep I've started asking *very casually* "Hey, I'm just curious, why did you stop in front of me instead of behind?" I'll usually throw in that only men do it, and that they should not. Sometimes the response is genuine and others it is bizarre. Either way, I feel better.
@OneOpinion I think also, as a woman who bikes, it can be frustrating to feel like an outsider in an already sort of outsider culture. Men often shoal me or will assume they are faster than me at a red light. I think the tide is changing, or at least I have cut out bike shops that make me feel less than for being a woman. There is even a lady-focused (but everyone-serving!) bike shop in Chicago that hosts some great intro to biking/bike touring/etc events that are very welcoming.
@OneOpinion I got distracted! Women are an "indicator species" in biking -- the safer the roads, the more women will bike. The thinking is that women are more risk-averse and less willing to deal with dangerous conditions. http://www.scientificamerican.com/article/getting-more-bicyclists-on-the-road/
I use a combo of commuter rail and bike to get to and from work most days. I ride a total of about 5 miles and am on the Metra (Chicago's commuter rail) for about 25-30 minutes. In total, it takes less time than driving. If I feel ambitious or if it is beautiful out I sometimes bike the 20ish miles to or from work. I think there should really be a bike/transit option for Google maps because combining the two can make so much sense sometimes! I don't have a shower at work but on usual days I only change by shirt from a t-shirt to a nicer top. (I work in a casual environment where I can wear probably anything, but usually stick to jeans and nicer tops). I don't have a car, but I can borrow one from my family when I ask nicely and fill it up with gas. I do all my grocery shopping, and all other shipping, by bike, because I don't own a car. (ORTLIEB PANNIERS FOREVER) That said, I have always imagined having kids as the time when I'll need a car. I have no idea how I'd get around with an infant. I guess the bus?
@LookUponMyWorks what is this Binder O' Life business? (I didn't read the book, and have used the BBC as a spark notes of sorts...)