On Friday Estimate

@grandma_nancy yay congratulations!

Posted on March 27, 2015 at 4:15 pm 0

On Friday Estimate

@RiffRandell Orphan Black! It's really good sci-fi. I got my roommate to start watching it on Prime last night and she's already hooked.

Posted on March 27, 2015 at 3:52 pm 0

On Friday Estimate

Happy Friday everyone! I've got soccer tonight with after-soccer discount beers planned ($15). I am working from home tomorrow with maybe some grocery shopping later in the day ($50) and then I can't go out Saturday evening since I have a side-gig scheduled early Sunday morning. I'll be doing a grocery store demo of this really good cold-brewed coffee. It's actually nice because I am trying to spend not so much money this month and doing the demo 1. actually makes a little bit of money and 2. keeps me from spending money Saturday night. All of the birds and all of the stones! So hopefully this will be a reasonable $75 weekend.

Posted on March 27, 2015 at 3:49 pm 0

On Adjusting My 2015 Budget To Accomodate Freelancer Estimated Taxes

I think doing the 20% a month for your taxes instead of a fixed amount is a really, really smart way to do things under your variable income circumstances. Maybe you'll even get a refund next year that you could put towards some of the expensive things you really want.

Posted on March 25, 2015 at 2:54 pm 0

On "The Grand 401(k) Experiment Has Been A Failure"

@Aequorea Victoria Yeah, my company's contributions are not fully vested until I've been here for 5 years. Also they recently started only applying the match once a year.. so they collect all the interest on that money for a full year before employees see any of it.

Posted on March 25, 2015 at 12:43 pm 0

On In Which I Learn How Much I Will Be Paying in 2014 Taxes

@BornSecular This is me, exactly. I think it's more simple and provides more peace of mind to overpay than to underpay. I also go by the 30% amount.. I think I end up paying 25% to federal taxes and 5% to state.

Posted on March 24, 2015 at 2:34 pm 0

On Friday Estimate

@PeggyDear I think in your position, I would get another card with hopefully a higher amount of available credit and a 0% introductory interest rate. You could transfer at least some of your debt onto this card and the payments would be lower because no interest. If you put one of your cards into consolidation/repayment.. it's going to close the card and lower your credit score (reduces your average age of credit) which will cost you more in the long run. If you apply for a new card, you'll have a lower debt to available credit ratio and it could actually improve your score.. I don't know what your exact situation is, but I have put a credit card into repayment in the past and I wish I would have handled it differently.

Posted on March 21, 2015 at 12:29 pm 0

On The Cost of a Long-Distance Relationship

I'm in phase 1 of a long distance relationship (we met eachother at a festival and have been visiting b/t NC and the DC area, we haven't even started discussing either person moving yet).. the biggest expense for me has been less transportation and more like nice dinners and brewery tours and dates that I normally wouldn't do.. Like when I go to DC it almost feels like a vacation so I always end up wanting to do fun, expensive things when I would normally be perfectly happy watching Netflix and cooking a yummy dinner. But that's on me, I probably need to stop seeing it as a vacation since it is becoming a regular thing.

Posted on March 20, 2015 at 3:30 pm 1

On Convenient Cooking, But at a Cost

@coastalelite I do mine with a fried egg. Maybe I'm making it too complicated

Posted on March 18, 2015 at 11:45 am 0

On Should You Pay Taxes With a Credit Card to Get Points?

I pay with a credit card. Usually it's because I wait until the last second to pay my estimated taxes and a credit card processes faster than a bank draft. I also value credit card points higher than most people because I am in a long distance relationship and use the airline points to visit my partner.. the 1.7% fee they charge is worth it.

Posted on March 10, 2015 at 10:52 am 0