On Sharing Time: How Much Did You Spend on Presents This Year?

@LookUponMyWorks Ha, this is the picture that she sent me of what she wanted: https://www.google.com/#q=hair+extension+holder&tbm=shop&spd=211050992164000226 So I made one exactly like that with some silky fabric on the inside so they don't get stuck and some nicer quilting fabric on the outside. I made this under protest; loose hair freaks me out. But apparently she was just leaving extensions all over the floor and grossing out her roommates.

Posted on December 19, 2014 at 2:03 pm 1

On Sharing Time: How Much Did You Spend on Presents This Year?

1. I spent $245 on presents 2. My most expensive gift cost $50. This was for some outrageously expensive eye shadow for my sister. I also made her a carrying case for her hair extensions but that is a late birthday present. 3. My least expensive gift cost was like $2? I made tiny quilted lavender satchets for a few friends. The time cost far outweighed the $6 I spent on dried lavender. 4. I didn’t make a budget before I started shopping for presents. I kind of added it up in the middle or as I went along to make sure I wasn't going crazy. 5. I don't think I spent on unreasonable amount of money on Christmas stuff. 6. Yes 7. I feel like I spent the right amount on gifts this year. Last year I had to be a lot more thrifty and I didn't even send out Christmas cards. It felt nice to be able to get something or make something for the people I care about.

Posted on December 19, 2014 at 1:02 pm 0

On Terrible Financial Decisions That I Have Made or Am Considering Making

@steponitvelma in our position I would get 2 credit cards with similar 0% interest rates x12 months. That way you can transfer your debt immediately and also start charging your health expenses if you need to. Hopefully you'll be able to pay those off before you start accruing interest, and the more open credit you have, the better your rating will be (why 2 cards would be better than 1). My understanding is also that if you apply for 2 cards on the same day, it should only ding you (a tiny bit) for one inquiry, instead of for 2. Don't trust me on that though! I could definitely be wrong about the same-day thing.

Posted on December 17, 2014 at 3:35 pm 0

On Thanksgiving Estimate/Open Thread

@ATF Is it too late to join your Thanksgiving? You had me at wild mushroom toast and didn't lose me even through vegetable bread pudding (which sounds confusing but probably also delicious- it sounds like you know what you're doing).

Posted on November 26, 2014 at 10:27 am 0

On Friday Estimate

I've been putting off a lot of purchases! subscription to the economist as a late birthday present for my dad: $67 Moisturizer: Ugggggh $58 shelving from lowes and also plastic window thingies so that my heating company doesnt't start charging me millions upon millions of dollars to barely heat my home: $80 I'm visiting a friend in DC! And we have a bunch of activities planned that he has already paid for, but I expect to spend some money on dinner and drinks: $75 Parking at the airport: $40 =$320. So this breaks my budget and also my heart, but I kind of need all of the things. My skin is so dry (shakes fist at winter).

Posted on November 14, 2014 at 1:54 pm 0

On Friday Estimate

@BillfoldMonkey My guess is $55! I took a late lunch and missed The Price is Right, but I still need to get my fix.

Posted on November 14, 2014 at 1:43 pm 0

On How Many Safety Nets Do You Have?

@chic noir I live in Asheville, NC. Which is actually kind of an up-and-coming city with steadily increasing rents. I guess I got lucky! I live in a small 3 bedroom house in a decent neighborhood that I share with 2 roommates.

Posted on November 13, 2014 at 1:56 pm 0

On How Many Safety Nets Do You Have?

How is everyone calculating their living expenses? I know if I lost my job, I'd immediately apply for food stamps and try to eat more cheaply. I'd stop paying my student loans and apply for a credit card with a 0% introductary rate & low balance transfer fee in order to put off repaying some old credit card debt. My monthly transportation budget would go from $600 to $100 because I wouldn't be driving to work. I could live off of like $500/month + the food stamps (my rent is <$300).. So I guess I could say that right now I have 6 months of living expenses in an emergency acct in the bank.. but if we were calculating it based on 6 months of salary, then I wouldn't exactly cut it.

Posted on November 13, 2014 at 1:14 pm 1

On Millennials Having a Hard Time Saving Money

@callmeprufrock I don't know if she means actual tiny house since she said her parents also had a mortgage on a tiny house when they were younger. I think she might be referring to regular houses that are small? I don't know. But her post inspired me to go down the tiny house research rabbit hole all over again.

Posted on November 11, 2014 at 2:22 pm 0

On How Going Cash-Only Helped Me Curb My Spending

@Erica Mulberry! I might have to do some frivilous spending on my way home from work today.

Posted on October 23, 2014 at 11:45 am 0