@grandma_nancy yay congratulations!
@RiffRandell Orphan Black! It's really good sci-fi. I got my roommate to start watching it on Prime last night and she's already hooked.
Happy Friday everyone! I've got soccer tonight with after-soccer discount beers planned ($15). I am working from home tomorrow with maybe some grocery shopping later in the day ($50) and then I can't go out Saturday evening since I have a side-gig scheduled early Sunday morning. I'll be doing a grocery store demo of this really good cold-brewed coffee. It's actually nice because I am trying to spend not so much money this month and doing the demo 1. actually makes a little bit of money and 2. keeps me from spending money Saturday night. All of the birds and all of the stones! So hopefully this will be a reasonable $75 weekend.
I think doing the 20% a month for your taxes instead of a fixed amount is a really, really smart way to do things under your variable income circumstances. Maybe you'll even get a refund next year that you could put towards some of the expensive things you really want.
@Aequorea Victoria Yeah, my company's contributions are not fully vested until I've been here for 5 years. Also they recently started only applying the match once a year.. so they collect all the interest on that money for a full year before employees see any of it.
@BornSecular This is me, exactly. I think it's more simple and provides more peace of mind to overpay than to underpay. I also go by the 30% amount.. I think I end up paying 25% to federal taxes and 5% to state.
@PeggyDear I think in your position, I would get another card with hopefully a higher amount of available credit and a 0% introductory interest rate. You could transfer at least some of your debt onto this card and the payments would be lower because no interest. If you put one of your cards into consolidation/repayment.. it's going to close the card and lower your credit score (reduces your average age of credit) which will cost you more in the long run. If you apply for a new card, you'll have a lower debt to available credit ratio and it could actually improve your score.. I don't know what your exact situation is, but I have put a credit card into repayment in the past and I wish I would have handled it differently.
I'm in phase 1 of a long distance relationship (we met eachother at a festival and have been visiting b/t NC and the DC area, we haven't even started discussing either person moving yet).. the biggest expense for me has been less transportation and more like nice dinners and brewery tours and dates that I normally wouldn't do.. Like when I go to DC it almost feels like a vacation so I always end up wanting to do fun, expensive things when I would normally be perfectly happy watching Netflix and cooking a yummy dinner. But that's on me, I probably need to stop seeing it as a vacation since it is becoming a regular thing.
@coastalelite I do mine with a fried egg. Maybe I'm making it too complicated
I pay with a credit card. Usually it's because I wait until the last second to pay my estimated taxes and a credit card processes faster than a bank draft. I also value credit card points higher than most people because I am in a long distance relationship and use the airline points to visit my partner.. the 1.7% fee they charge is worth it.