Thanks for this post. It's refreshing to read the perspective of someone who is effectively managing her money and credit - I've felt like this site has started to skew towards "we are all broke and in debt and have no hope like all other young people." While that's important to discuss, it's great to hear from people who manage their money effectively. Not only does this resonate more with me, it sets a more balanced tone and presents a positive example. I've used credit cards for 90% of my spending since college, but I don't think of it as "credit" or "free money" - I plan to pay my balance off in full every month so I visualize credit card spending coming directly out of my savings account. Yes, this sounds like using a debit card, but credit cards are a better option if you're going to pay it all off every month: a.) rewards points, and b.) additional consumer protections that aren't possible when the money directly leaves your checking account upon transaction.
@deepomega I dated a lady who lived in a tiiiiny studio and her bed was just a pile of mattresses and egg crate foam that she'd get out of the cabinet every night. She put it in the cabinet because the cats would pee on it otherwise. Pee on it again, if you catch my drift. Also, she was married to someone else. SO YEA, THE '90s, WELL SPENT ROMANTICALLY BY THIS GUY
I got free obamacare BC for the first time this week and I SO wanted to celebrate on the internet, but it seemed like a weird thing to tweet? The Billfold seems like an audience that would appreciate this info. (That's really annoying and seemingly inappropriate about the gluten free bit)
Because nothing says "America" like someone presenting with a mental illness severe enough for there to be police involvement still having the wherewithal to understand that healthcare = financial hardship.
I also got the HOPE scholarship! Between that and the job in a kitchen, I graduated undergrad with zero debt. Grad school, however, cost me 33k in loans. Booo.
@jane lane Perhaps that gives me something to pitch! I've done England and my friend has done both England and Australia through BUNAC, so I'm sure we could have a conversation about it. @TARDIStime BUNAC is a work exchange program. They give you a temporary work visa from 6 months to a year, depending on the country. You can't actually work in the UK anymore because they changed their visa requirements, but apparently you can intern there. Here's the site.
So much love for this post and for quixotic pursuits of ridiculous names. ("VERSE VERSUS VERSE!" I proposed. "Let's go with 'poetry reading tonight at 7,' said everyone else.")
I have to wonder - how are you paying for these experiences? You're living in Germany! Are you being paid? Do you have a lot of money saved up?
Right, like the guy in the $3000 suit is gonna help you answer your rhetorical question. COME ON.
Heyyyy Atlanta! I've only been here about ten months, but it bums me out to hear that so many people hate it. I love this place. It's an underdog city compared to the other big ones, but it's totally unique and beautiful and fun. I totally wish we could have hab a billfold meetup while I was looking for a new apartment last month and going nuts though. I've gone from Decatur to Inman park to boulevard and now finally virginia highlands. someone tells me there's a bar nearby with $3 pitchers, let's go there. (all of my money saving tips are where to get cheap pitchers). And I think $35k should be plenty for two people here. I'm supporting my boyfriend on $ 21k with help from my parents. Not fun, but we still get to go out and order pizza sometimes.