You will pry color-coding from my cold, dead hands.
Those are some big, big ifs. /hates Siri
I'm sorry all I heard was chicken wings.
@julebsorry I'm not talking about morality here (my morality talk is upthread). If someone wants to make a personal choice to destroy their present moment (or years of their life) in an obsessive effort not to have debt in the future, that's their right. But I won't pretend to understand or empathize with their situation.
@deepomega I'd feel much worse paying 6 figures on 30,000 of consumer credit card debt than I would paying that amount for an education. I'm old-fashioned in that sense. Sure, I don't relish the idea of paying interest, but I will also never lose any sleep over it.
@stuffisthings Oh, I'm with you. I don't think we're under any moral obligation to 100% fulfill all of our contracts (at least not contracts in the Sally Mae/T-Mobil sense). I was sort of trying to say that even if we were under a moral obligation to repay our debts (or if an individual chooses to feel morally obligated), our contracts have terms that we are to abide by, and nowhere do those terms say AND YOU CANNOT REST OR EAT FRESH FOOD UNTIL WE GET ALL OUR MONEY BACK. You can totally fulfill any moral obligation in this scenario without resorting to extremism. (And again, I'm making major assumptions about the type of debt these people have, but I am sort of thinking it's closer to student loan/credit card debt than "the Russian mafia is coming to kill my family" debt.) It all goes back to chill the fuck out.
@breakfast LA MART. GO TO LA MART. Seriously it is my absolute favorite grocery store in the entire world. Super-cheap produce, tons of canned/dried stuff, loads of cheap frozen goods. And there's a great Indian grocer somewhere that sells spices for prices that make your head spin they're so low, and you can buy a 20 pound sack of rice for like 18 cents.
@julebsorry Seriously. I'm totally happy with my minimum monthly student loan payments. They're an expense. Kind of like internet service or a gas bill. But I would never in a million years consider so much as selling a few ill-fitting outfits (let alone ALL OF MY CLOTHES) to get rid of them just for the sake of being rid of them. Maybe if I got a big raise I might think about upping the payment like $20/month. But even that . . . eh. I just don't care. I make my payments on time and that's it. They will get my money when I get around to giving it to them.
@Sarah Rain@facebook While one may be morally obliged to fulfill their contracts, I don't see any moral obligation to work yourself to death/psychosis in order to repay your debts on an arbitrary timeline. As far as I can tell, most lenders are pretty keen to just continue to collect your interest.
@NeenerNeener Agreed. Without knowing how much debt they have (and what kind of debt it is, whether they're in collections, what their interest rate is, etc.), it's really difficult for me to understand the urgency. Where's the fire, dude? While the writer seems able to calculate the opportunity cost of Netflix, she is clearly not able to see the cost of expending all of her energy to pay off debt (not to mention the obvious psychological stress she's experiencing at the hands of their Get It Paid Now scheme).