@seaermine YES! This is a problem even when they start talking about colleges in late middle school or early high school. I'm paying for a chunk of my loans by myself. I've been out of college for 8 years. Looking back, all the language and info about paying for college, before I was even applying, was aimed at parents. My mom did help out where she could (and still does), but my dad couldn't. Now, if I had been able to file my taxes as an independent, if they didn't base my aid off of my mom's income, my financial aid would likely have been quite a bit higher. But I didn't know that at 18 or 19, and by the time I did figure it out, I was close enough to graduating. I don't want to discount the support my parents gave me — and there is support beyond financial, obviously. But I am still paying for those student loans every month and probably will be paying them off for another 5 years.
@Blondsak The Walking Taco, a staple snack of many church fairs.
I really, really appreciate how the Billfold covers labor stories. It's an important aspect of finance that doesn't get nearly enough mention in other media.
@ac565 YES! My therapy place is part of a program at a local university and they are affordable and awesome. I've had three therapists in three years, since they were students who eventually left the program, but they were all so, so helpful to me.
@shannowhamo I'd just like to point out that this writer is a dude.
Go Logan! Less stuff makes life easier. That said I have enough makeup, nail polish, and Lush products to fill one of those IKEA bags. It's easy to talk myself into spending when the product is small.
@Reginal T. Squirge Yea, me too. I've dated that scrub (no job, living with mom, no car), but it took me a while to figure it out. Newsflash, former editrickster: he was never going to grow up! I feel like this could be a companion piece to the hot mess article from a while back: http://thebillfold.com/2012/04/girls-and-the-hot-mess/
@MissMushkila I wonder about this too. My brother is a lot better at those things after the military—plus he has veteran's benefits for life—but it took him a while to get to that point.
There's different rules for different kids. My older brother also dicked around in high school and then for a few years afterward; drifting from college programs through crappy jobs, and cars that he pretty much had handed to him. He also racked up a lot of credit card debt with stupid decisions and picked up smoking, another stupid and expensive decision. Eventually, he got fired from one of the jobs and had to move home from a few states away and live with Mom. Then he missed a shift and was fired from the job he had there, and Mom laid it out for him, that he couldn't keep living life this way and screwing up. Mom has a way of making life completely miserable for you if she doesn't like what you're doing, particularly when you live with her. He joined he Navy the next day. This was almost ten years ago. He's doing much better now after eight years in the service. He went to school on the GI Bill and is in a grad program on the West Coast. I asked Mom about it once, because I did the responsible things! I went to community college for 2 years, and then to an in-state university, with student loans. Any car that I had, I had to pay for, and credit card debt wasn't an issue for me until a few years ago. Can't I at least get a shout-out for not messing up like he did? She told me it wasn't about treating each child equally, but about making sure each kid gets what they need. It wasn't much comfort at the time, but I did get what I needed, I think, because I seem to be doing ok. I did graduate first, even though I'm the middle child, and I've had several years in the work force and my career is cruising along—though a lot of that might be just good luck. But whenever I've needed extra help from my parents (I had a crisis last year), it's been there for me in many ways. So don't be too bitter—you might need help and hopefully your parents (like Logan's, maybe) will be able to give it.
@iffie YES! I went to community college for 2 years, paid $30/credit hour (this was in the early oughts + amazing funding at the time in my county) and lived at home and worked a part-time job. I took lots of photography classes and interesting sciences, like Astronomy, along with my gen eds and paid for it all out of pocket or with grants/scholarships. It was, still, the best financial decision I have ever made. And I got a hell of a lot more personal attention in my classes of 30-ish at Community College than I ever did in Giant Lecture Hall at State U. The classes there were really top-notch and the staff there worked very hard to make sure everyone had access to the resources available to succeed. State U had those resources too, but you had to go hunting for them in such a big place. At the time, it kind of sucked to watch my friends from high school go off to college, but it was such a huge amount of money for 'the four-year experience'. Plus, I wasn't really sure what I wanted to do when I was 18. There was a lot of 'figuring out' that was a lot more palatable at $300/quarter than $3000/quarter. I still have student loans from finishing my bachelors (approx. $23K between me and my mom) that I am still plugging away at. I'm 30 now and am shooting to have the ones in my name paid off by the time I'm 35.