On Examining My Grocery Spending

Lately my habit has been to make a soup or stew or pasta dish Sunday night, and that'll usually last me until Wednesday-ish for lunch and dinner. I work at a school, so I get lunch in the cafeteria 2-3 times a week (it's a private school and it's catered, so it's decent food and it gets deducted out of my paycheck, about $30/month). Breakfast is always oatmeal with peanut butter & banana and I have stashes of those ingredients at work and home. When my soup/stew/casserole whatever runs out for the week I'll usually eat a frozen salmon fillet and roast some vegetables and bake a potato, or, if I'm feeling really lazy I'll make a turkey sandwich. Snacks are generally fruit or Lara bars. If I do eat out, it's usually for breakfast on the weekend and mayyybe a burrito from a local Chipotle style place for lunch or dinner on Friday or Saturday. I try to keep my budget around $250, and that works pretty well for me!

Posted on May 5, 2015 at 1:34 pm 0

On Examining My Grocery Spending

Lately my habit has been to make a soup or stew or pasta dish Sunday night, and that'll usually last me until Wednesday-ish for lunch and dinner. I work at a school, so I get lunch in the cafeteria 2-3 times a week (it's a private school and it's catered, so it's decent food and it gets deducted out of my paycheck, about $30/month). Breakfast is always oatmeal with peanut butter & banana and I have stashes of those ingredients at work and home. When my soup/stew/casserole whatever runs out for the week I'll usually eat a frozen salmon fillet and roast some vegetables and bake a potato, or, if I'm feeling really lazy I'll make a turkey sandwich. Snacks are generally fruit or Lara bars. If I do eat out, it's usually for breakfast on the weekend and mayyybe a burrito from a local Chipotle style place for lunch or dinner on Friday or Saturday. I try to keep my budget around $250, and that works pretty well for me!

Posted on May 5, 2015 at 1:31 pm 0

On Let’s Throw Some Money at Our Problems: April 2015 Check-in

Something really big happened in April, and that thing is that I finally told my dad about my credit card debt. He very, very generously offered to pay off my card with the high interest rate. I will be paying him back at no interest instead of Chase and I could not be more grateful. This is a huge weight off my shoulders. That being said, I'll still include it in my check-ins because it is still debt. SO: Credit Card #1, which will henceforth be known as "Dad loan": March 2015: $3,907 April 2015: $0 as far as Chase is concerned, $3,800 as far as Dad is concerned Credit Card #2 March 2015: $1,511.98 April 2015: $1,400 $1,000 Emergency Fund March 2015: $43.60 April 2015: $50. Had a few unexpected medical expenses pop up (small co-pays), but it's still closer to $1,000 than the month before! Still a long way to go, but feeling better about it every month (especially this month...if my dad ever reads this: your generosity is mind-boggling)

Posted on May 1, 2015 at 7:21 pm 0

On How Small Is Too Small, When It Comes To Charitable Gifts

@sea ermine came here to say basically this. I work at a K-8 private school and we stress 100% parent participation in our Annual Fund rather than a dollar amount (and we have enough generous donations that we generally exceed our financial goal). I don't care if a family gives us a dollar, it gets us that much closer to 100%, and it means we can move the sticker on our participation banner outside the school :-)

Posted on April 2, 2015 at 12:57 pm 0

On Let’s Throw Some Money at Our Problems: March 2015 Check-in

March was a terrible month for finances...my sister came into town and I was working with a paycheck from a short month, so I had to use both cards a bit. Not proud of this, but it happens. Credit Card #1: Feb balance $3,877 March balance $3,907 Credit Card #2 Feb balance $1,518.01 March balance $1,511.98 $1,000 Emergency Fund February $40 March $43.60 (rounded up some purchases and put the difference into savings. Will try to be more diligent about that this month. Every little bit helps. Hoping next month will be better!

Posted on April 1, 2015 at 12:51 pm 0

On Monday Check-in

I said I wanted to keep it under $75. Doing the math as I write this, so we'll see. Pretty sure I went over. Friday: Dinner for my roommate's birthday: $25.11, including tip Saturday: In the morning I walked to my favorite coffee shop where I bought coffee, oatmeal, and carrot/walnut bread: $10.34, including tip. Stayed there for awhile, read, and witnessed a very cute first date (priceless). After that I ran (free), then went to Paper Source to run an errand for work. ($40.69 but I'm getting reimbursed so I'm not counting that). There is a running store right by Paper Source and I needed new socks, so $25.84, ugh, but my feet will be happy. Picked up some groceries for dinner ($19.54) and spent the rest of the night eating and watching The Unbreakable Kimmy Schmidt. Sunday: Had to run to the other Paper Source way out in the suburbs because I bought out the first store's supply of what I needed. This was a dangerous trip. I spent $4 on an iced coffee and then $23.06 at Paper Source #2 (again, getting reimbursed so not counting that). This PS was across the street from the most immaculate H&M I've ever seen, so I went in and tried on a bunch of stuff, but only bought a sports bra ($10.62, so I'll count that as a success). Then my sunglasses broke WHILE I WAS WEARING THEM and fell off my face and I can't drive in Colorado most days without them, so I spent $12.81 on a new pair. Ugh, then $11.38 on a salad, tea, and granola bar at Whole Foods, an establishment in which I should really not even set foot, but my stomach won this time. Total: $119.64. Way over. Woof. I had to send a really difficult email on Friday (telling my landlords who live in Antarctica I'm moving out early) and I am dreading their response, so I think part of my spending was to distract myself from that dread. FUN TIMES!

Posted on March 9, 2015 at 11:53 am 0

On Friday Estimate

Today: It's my roommate's birthday, so a group is going to dinner and maybe some bars (~$30-$40 but hopefully a little less than that. I probably won't go to the bars). Tomorrow: It's supposed to be in the 50s, which is warmer than Colorado has seen in a few weeks, so I will probably do my run outside. Need to buy dishwasher soap and a lightbulb ($15?). Not sure what else, but The Unbreakable Kimmy Schmidt is calling my name. Might go to the grocery store, might just eat Easy Mac. ($~20 if I go the grocery route.) Sunday: No idea. Might grocery shop then instead. Total: Would love to keep it under $75 and spend as much time as possible outside!

Posted on March 6, 2015 at 1:37 pm 0

On Friday Estimate

@lemonhead3159 Also a Denver resident here, but not a native. It's going to be the warmest it's been in a few weeks, so have fun! Skiing is great here but definitely an expensive activity. There are lots of other things to do, though, and you will definitely not be bored :-)

Posted on March 6, 2015 at 1:03 pm 0

On Let’s Throw Some Money at Our Problems: February 2015 Check-in

Credit Card #1 January 2015:$3,837 February 2015: $3,877 (furnace broke and there wasn't enough in my savings to cover the repair costs) Credit Card #2 January 2015: $922.01 February 2015: $1,518.01 (I transferred to a zero interest card but then decided to put plane tickets for a wedding on it because I am still struggling how to budget in a city where the cost of living is rising faster than pay rates). Emergency Fund goal: $5,000, at this point reaching $1,000 will be a major milestone. January 2015: $86 February 2015 $40...more furnace stuff, ugh. This is embarrassing! Worse off than I was last month, AND I just got accepted to grad school (it's free and I need the degree for what I really want to do, or else I wouldn't go), so my financial situation is going to get a lot more interesting. I WILL do it, though!

Posted on March 5, 2015 at 10:56 am 0

On Let’s Throw Some Money at Our Problems: January 2015 Check-in

Okay, I've never posted on this particular thread but I need some accountability. Credit Card #1: $3,837, will be $3,800 by the time my payment goes through today or tomorrow (this has the lower interest rate of the two, so I'm snowballing) Credit Card #2: Currently at $922.01, hoping to have this paid off by the summer. Emergency fund goal: $5,000. Currently at $86. Gotta start somewhere. Woof. Now it's out there for the world to see, maybe I'll figure out how I can pay more each month!

Posted on February 2, 2015 at 4:00 pm 0