On My Spouse Confessed to $4,500 of Debt Right Before We Applied for a Mortgage

@ccq Agreed, but if you're going to make up Fake Understanding Husband, can't you give Fake Spendy Wife some lines too?

Posted on October 24, 2014 at 5:58 am 0

On My Spouse Confessed to $4,500 of Debt Right Before We Applied for a Mortgage

@ThatJenn They worked it out, though!

Posted on October 23, 2014 at 9:22 am 7

On On Engagement Ultimatums

@Ester Bloom Ahh, so true!

Posted on October 21, 2014 at 2:09 pm 1

On Witchy Feelings About My Index Fund

Ahh, this was so relatable and so well-written! I constantly have to fight my desire to hide all my money under a mattress and insulate it from all risk (except, you know, theft and inflation and...). Now I only look at my retirement funds, investments, etc., once every three months, which is course correction in completely the opposite direction. How do people stay so sanguine about losses in the market?!

Posted on October 16, 2014 at 4:25 am 0

On The Cost of Insomnia

This may not help you, Mike, since it sounds a bit different than your symptoms, but I'm hoping there's at least some other poor insomniac who might see themselves in this! I also used to wake up at 3 every morning, always. I was also often very thirsty. I eventually went to an ENT for an unrelated reason and found out that I had severe acid reflux (I'm young, female, and thin, so I would have never considerd it before) that was keeping me up and disrupting my sleep cycle. (My ENT said that acid reflux is really underdiagnosed outside of certain populations, for what it's worth.) I stopped eating about 3 hours before I planned to lie down, and stopped drinking anything about an hour before that. It helped SO MUCH. My life is totally different now. Certainly stress was impacting the acid reflux (and I'm sure the insomnia in its own way) but this was an easy change that totally turned things around. Hope this helps someone, and that you get yours figured out soon!

Posted on October 15, 2014 at 4:18 am 0

On 'I Had the Job. What Was It? I Wasn't Sure'

Ah! I had always wondered how these got produced - this was very interesting! The version of this in my office elevator is called “Captivate” which I don’t know whether to be laugh or be afraid of. Were they like, “okay, we want to refer both to people being engaged with our programming, AND being trapped watching it? OKAY GOT IT.”

Posted on October 10, 2014 at 4:43 am 0

On Infinite Vacation? What About a Mandatory Pre-cation?

@Aconite Right? Sallie Mae doesn't accept second-hand chocolate and hand-written letters, as far as I know.

Posted on October 2, 2014 at 5:55 am 3

On Infinity Zillion Vacation Days, the HORROR

@angry little raincloud We have unlimited vacation, and you don't get paid for 'unused' days. It used to be that you could roll over X amount of vacation days and get paid out at Y rate for however many of them; now you don't get paid for anything. People are definitely taking less vacation than before, because it has to be approved by a supervisor, and there's not much you can do if it isn't (and you have to be brave enough to ask for it in the first place). Before we had a generous vacation policy and you could at least make the arugment, "I've only used 5 days, I have 20 left!" I guess it's not as compelling to say, "I've only used 5 days, I have infinity left!"

Posted on October 1, 2014 at 11:28 am 0

On What Will You Do With Your Extra $200?

@peutetre I ran out of time to edit the stupid edit to my comment. I don't mean that I'm not repaying what I promised them - I actually pay more than the agreed-upon repayment per month. I could pay still more than that, but then they'd basically be making less of a return on their investment than they were in the first place (before they paid off my loan, that money was in an account that made X% interest). I realize this is more emotion-logic than fiscal-logic, but that is family + money in a nutshell.

Posted on October 1, 2014 at 4:17 am 0

On What Will You Do With Your Extra $200?

@Allison So what I do is: I time my retirement payments so they also max out in August (like I calculate in advance how much per paycheck they would have to take out from Jan through Aug to hit $17500), so that all around the same time, my takehome pay increases by a lot. There's no real reason to do this from a cash-flow standpoint, so I guess I don't know why I chose to do it this way. I then put 1-2 to 3/4 of the "extra" takehome towards savings and loan repayment, and the rest is for goofing off. Edit: the reason I don't pay off my entire loan balance with the extra money is kind of a weird one - a family member owns the balance of my loan, and the faster I pay it off, the less interest they'll make. I'm so grateful that they did this that I want them to get a good return on their investment, hence paying it off slowly. I'm sure if they knew that I was deliberately slowing down my loan repayment, they'd be mad, but what can you do?

Posted on October 1, 2014 at 4:08 am 0