@Katni But WHAT ABOUT YOUR MORTGAGE????????? /dad fears
I did have a life insurance policy through a job for a couple years. It didn't have any premiums and paid out a year's salary plus $10,000. My dad did NOT like it when I joked about how he would make an easy $30k if I kicked it. In seriousness, I was a single person with no dependents and I actually was comforted knowing there would be enough for a funeral and burial if something did happen to me. Nothing did. I don't do many things right financially, but I don't fuck around with insurance.
Please please please make a whole post about IRS Free File, which is a program for people who make under $60,000 per year to file their federal taxes using professional tax prep software for free. If you choose the right program, you can usually file your state taxes for free, too. Here is a link: irs.gov/freefile.
Much like the essay on expat life in Moscow in a bad economy, this interview is my platonic ideal of a Billfold interview.
I stand by my answer to this question, which was, "Who wants a house? You just have to heat and furnish it." I want an apartment or a tiny house or a tiny apartment or similar. Otherwise The Stuff Is Too Damn Much.
Ugh, my one thing was to reschedule my psychiatrist's appointment, but I can't do that until I see a therapist at the same place in two weeks. It's discouraging to think of how far out they will be scheduling by then.
Dear Billfold editors, please make this part one in a series on How To Become An Actual Goddamn Mermaid, and in part two please cover the real life world of $3,000 mermaid tails here is a link to get you started thank you for your consideration: https://www.themertailor.com/buy-mermaid-tails/silicone-mermaid-tail
See, as soon as I read the part about it transferring money it doesn't think you will spend in random amounts, I was like, "This is not for the typical Billfold reader." This is for people who wake up four days before payday with 37 cents in their checking account and aren't quite sure what the hell happened. They might get overwhelmed figuring out where all of their money goes, but they never go hungry or miss a payment. They're the people who buy, like, two fashion purses the weekend after payday, then pay their credit card bill and eat pasta for dinner for a week. They FEEL like they're always short, but they have plenty of money. They need the, like, reassurance that there is some fat in the budget. Sort of like a starter savings account. I have totally been this person, to be honest.
On the one hand, the entire point of college newspapers is to give little baby writers and thinkers the chance to torpedo their eventual Senate campaigns by writing defensive tone-deaf pieces like this one, which will make them cringe in five years, if not by next semester, and if we set out to rip to shreds every bad college paper essay we would never sleep. On the other hand: “Money is not used as a status symbol in the Bay Area, because just living in the Silicon Valley proves you can afford it.” LOLOLOLOLOLOLOLOLOLOLOLOLOLOLOLOLOL. AHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA. HAAAAAAAAAAA HAHAHAHAHAHAHAHAHAHA. HAAAAAAAAAAAAAAA. Excuse me, I’m sorry, let me get myself together. AHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA. /collapses in breathless heap on the floor, still laughing. ROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFL ROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFLROFL