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On Schwarzfahren (Or: Exploits in Fare Evasion While Living in Berlin)
@Ryan The thing that bugs me about this is that you got yourself into this desperate situation by "somewhat rashly" moving to a foreign country where you didn't speak the language and had no job prospects, but you wrote like that's some unfortunate thing that just happened to you. And it's only in hindsight that you realized you were stealing? Come on. Plenty of people who can't afford transit ride their bikes or walk.
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On Schwarzfahren (Or: Exploits in Fare Evasion While Living in Berlin)
This is a pretty douchey article, man. You stole from a public service and then wrote 1700 words trying to justify it.
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On The Next Housing Bubble
@deepomega Well, first-time homebuyers, plus the former home owners who went into foreclosure and are now renting their own house back from a speculative bank who gobbled up all of their equity. Usually by giving them a shit loan to begin with. Or at least that's what's happening out in Oakland.
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On Money and Depression: Telling Your Boss, Or Not
Man, reading this really bums me out because depression is a recognized mental health disability that qualifies employees for certain protections under the Americans with Disabilities Act. But many people with depression or other common mental health problems don't identify as disabled and/or don't realize that there are many potential accommodations (JOB-SAVING accommodations) out there. Or because of the stigma around mental illness, people don't want to identify (like many commenters here). But I think if you are having symptoms, it's usually better to self-identify and come to your boss or HR with a plan (for many reasons, but also because once people hear the word "disability" they are often VERY RELUCTANT to discipline you. So. Keep that in mind.) But your employer can't GIVE you accommodations and you can't exercise those protections if you don't identify yourself to them as a person who is disabled. Plus, if you are, say, coming in an hour late for a month because you need twice as much time to get out of bed, and your employer doesn't know you have depression, they are going to fire you. But if you are proactive and say, "I am working with my doctor to resolve this, but right now my mental health impairment is affecting my sleep, so I will call or email when I am going to be more than 15 minutes late and I will make up the time each evening," well, now you have a ballgame. EVERYONE with a mental health disability of ANY kind should read the Job Accommodation Network's documents on accommodations for employees with mental health disabilities: http://askjan.org/media/psyc.htm It is really useful.
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On WWYD: Cheap Friends
Okay, what about tipping on drinks at bars? I always tip the greater of $1/drink or 10%, but I recently learned that some of my friends don't tip at all on drinks. Also, tipping 5% for a table-service meal is tacky. If you can't afford to tip, you can't afford to eat out.
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On Mom Says I Should Bring My Lunch to Save $ But I Don't Think I Would
@sintaxis I can't believe you just told me I would shoot my eye out.
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On Mom Says I Should Bring My Lunch to Save $ But I Don't Think I Would
I don't know if this will make anyone feel better or worse, but I got all inspired about saving money on lunch by this old post (I splurged on a jar of jelly too!) and did this happily for months until my roommates found out and got mad at me for hoarding food bought with our common grocery money. Now if I want a peanut butter sandwich for lunch I have to make it at home every morning. YOUR LIFE COULD BE WORSE IS WHAT I'M SAYING.
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On That Thing That Thing That 1 Thing
Logan, I will say two things. One is that you should return the things to Target and also that I bet you have some things you can sell real quick on Craigslist for $100 total and that would get you through! The other is that you sound a LOT like me before I took medicine for anxiety. I spent money for a whole butt-ton of emotional reasons that I didn't understand or even recognize were happening but boy they were. After medicine I still sometimes buy stuff I can't really strictly afford but I have money in the bank and no debt. It really helped me. Take this with a grain of salt though because I'm the kind of person who has a hammer and thinks everything is a nail.
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On A Prayer for a Gray and Kind of Grumpy Thursday Afternoon
I cannot believe I just created an account in order to share my varied experiences with BeachMint properties Mystery Bags. I bought a JewelMint mystery bag last Halloween and got like 11 pieces of jewelry and a jewelry box. It was amazing. It made me love JewelMint. I felt like the most special girl in the world and spent like $100 on JewelMint stuff over the next six months. Then it was time for another Mystery Bag promotion. I bought it and got two janky plastic bracelets and a couple of "gold-plated" rings that looked like they were from Claire's circa 1996. Basically, I doubt the MysteryBags are random and I suspect you get put in a MysteryBag tranche, kind of like a risky mortgage, based on what you've purchased in the past. If you can deal with getting two tee-shirts you don't really want and that you won't be able to trade with anyone because they also got those two shirts, too, take the risk! Otherwise just pick out something you want and buy it, risk free. Or just save your $30. The BeachMints are only fun for frugals if you approach them as a battle of wills- BeachMint wants you to believe that all the beautiful things are about to disappear RIGHT NOW unless you save them with your credit card. Every time you let the beautiful things die, you win. Personally, I like to wait until they have a sale and snap things up for $10.
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On I Made $570K Last Year, But I Don't Feel Rich (In Fact, I Feel Worried)
@ellabella Ahhh, but in his initial email he says that he lives in "an affluent suburb of a big city," which are notorious for having palatial and private-school-like school districts, funded by the property taxes on all of those 700k homes.