Excellent taste in beer!
Awesome job and never discount the fact that it is incredibly difficult to sacrifice like you did! (even if it is a luxury to choose to live on less than you make)
I've heard in several HR meetings of the cost of employee hospital visits reaching the $1 Million cap. This was a used as a reason to increase premiums, copays, etc. Specific names weren't mentioned and I did not know them personally, but I'm sure someone in the meeting knew the person that reached the cap. No one really thought anything of it and both employees and the company accept this risk in a group insurance plan.
Overspent my $100 budget by $7...an extra drink at the bar always gets me.
Dinner out with my wife and weekly church donation: $100
@cawcawphony Sounds similar to my rollover experience. I'm trying to rollover 2 old accounts into an IRA and it has been a pain. Each account has different requirements and they don't play nice with each other. Not to mention the hassle of dealing with the former employer. They make it sound so easy on the TV commercials.
We're contributing 15% into various retirement accounts and putting $500/month into college savings and $500/month extra on the mortgage...while trying to meet other savings goals. Car Savings Fund December 2013: $4,514 January 2013: $5,014 Vacation Savings Fund: December 2013: $0 January 2013: $500 IRS Sinking Fund ($750 due when I file) December 2013: $0 January 2013: $250 YNAB really makes it easy to keep one account for savings while breaking up the different goals.
@Lili +1 for YNAB!
The Good Wife: the best show on network TV! I've watched since the beginning and DVR every new episode. Include me and my dad in the 260,000 men that watch the show. Maybe it's the title that scares them off? I mentioned to friends that I watch it and they laugh, but they have never seen an episode and don't really know what it's about.
Great analogies to other "life skills" type programs. Sex ed is another example. Kids are taught about the dangers of STD's but still engage in dangerous behaviors. Financial education is similar and still important, even if people ignore it and fail to retain the basics.