@Meaghano My boyfriend (who is fairly flush) feels this way, like, he has money, so he COULD in theory pay out of pocket if he got really sick/hit by a bus/whatever, but to lose half of your savings doing that just because you hate private insurance companies seems SO RIDICULOUS to me. Then again, I've had several major surgeries and illnesses in my adulthood, and if I hadn't had insurance, I would be ROYALLY SCREWED. So yeah, I hate the system, but until it's totally overhauled, I will always buy in.
This is something I am trying to do right now (get out of the administrative eddy and move to the Bay Area from the east coast with no real ins), and this was a great read. Makes me feel less bad about getting rejected from jobs I didn't even particularly want and for which I am wholly qualified.
I'm in, let's go!
Wow, I would be psyched if my friend gave me a new vacuum. You are a great friend!
After a scare that two really shitty, expensive dermatologists SWORE was bedbugs (but was actually a weird viral rash that affected just half the people in my house), I got those mattress, box spring, and pillow covers. Totally worth it, just for the peace of mind.
I generally do the same as the office manager in this query - every delivery warrants about $7-$10, depending on how far the delivery guy had to come, the weather, and if there is more than one bag to schlep. My small office doesn't generally require deliveries of more than two plastic-bag-sized bags, nor do we really cater giant, expensive meals.
On Lost Luggage
My bags have twice been delayed when I've flown back to my hometown over the holidays, but they've always been delivered within the week, and only one came back semi-damaged (the plastic feet were badly mangled the last time, prompting my mom to get me new luggage this Christmas). This is why I always pack a change of essentials in my carry-on when I am forced to check a bag.
Oh my god, I had the WORST experience with a roommate and her boyfriend. She already sucked on her own (talked super loudly on the phone at 3am, blasted her stereo as soon as she'd get up at 6am, built furniture and hammered nails into the wall in the middle of the night), but her boyfriend was kind of a scary dude (I had to call the cops on him twice when he'd start screaming at her and destroying our stuff), and she didn't care that he hung around when she wasn't home. He helped himself to our food and didn't do dishes, walked around (nearly) naked, watched TV super loud in the middle of the night, and generally made everyone uncomfortable. When I'd try to talk to her about it, she just made excuses and started defending him, and basically threatened to kick me out of the apartment because she was the only one on the lease. The only reason I didn't move out was because I couldn't afford it, but luckily, she moved out not too long after it got really bad, and all has been well ever since. My boyfriend lives in another city, and when he stays over (a few days every other month or so), he takes great pains to be neither seen nor heard by my roommates. He's met them all and is not a creep, only uses my bath stuff, and doesn't do his laundry at our house (is that a normal thing?!). Same thing when I go to visit him (except I usually bring my own shampoo because he buys cheap shit that kills my hair).
This was great, and jealousy-inducing, because that is the kind of person I am. It read a lot like the life I thought I'd have when I moved to NYC (take some odd jobs! hustle! meet a lot of cool people! move up ladders in a creative industry!), but that didn't turn out to be the case.
@Bonnie St. Clair I second that!