Car Loan (3.9%) March: $6,301.40 April: $6,120.29 Emergency Savings March: $3,559.86 April: $4,395.46 Travel Savings (Goal $1,500) March: $380.42 April: $130.47 I got this savings goal up to 538.20 during March/April! went to New York; stayed under budget and have a good base for future trips. Best financial success of recent years!
I am going to NYC this upcoming Wednesday for the first time ever. I've saved up a bunch of money to spend eating delicious food and drinking delicious drinks. I was trying to find ideas on here of where to go and this donut place sounds AWESOME. Does anyone, anyone! have other suggestions?? Any help would be sooo appreciated!
my one thing is to fill out a claim form for my vision insurance. i can get $200 back from buying new glasses/contacts. and it means pumping up my bike tires, biking to library, waiting in line for computer, printing form, finding receipt for glasses, buying stamps, and mailing. one thing is really 7 things. ugh.
Car Loan (3.9%..I thought it was 3.1% whoops!) January balance: $6,481.44 February balance: $6,301.14 GOAL (by June): $5,000; by December: $10,000 February: $3,409.82 March: $3,559.86 Travel Savings Goal: $1,500 Februrary: $301.01 March: $380.42 I am taking a trip to NYC mid-April and want to eat amazing food and drink amazing drinks and am thinking about using all my travel savings for that trip. Is that irresponsible? This savings acct was opened to have money to live on after I quit my job in June. With my tax return, I think I'll be able to bulk it back up pretty quickly...but...responsibility?
antique wind-up alarm clock that ticks loudly (initially annoying way but then you NEED for sleep) and has the most alarming and loud wake up noises ever and is kind of broken so it will either go off 32 minutes before you set it or 10 minutes after + putting it across the room + no cell phone in the bedroom rule = always waking up on time or 32 minutes early.
It's nice to know living alone is perhaps one of the greatest gifts we can give ourselves. This month marks my 2nd year living alone and it is only improving with each passing day! Congratulations on finding your place and quite possibly yourself!
estimated $115 ($165 if I found a great chair, which I didn't and that money went to boooze!) Friday: fake birthday brunch with a friend $55 including tip; we ended up at a new brewery (+$27) and I bought a subscription to Sun Magazine, surely a gift that will keep on giving ($27) Saturday: $16 in quick meals to cure my hungover belly before and after work and the night ended in a delicious Italian meal paid for by my new friend's parents. Sunday: $9 for coffee and a sandwich and $20 for a too-elaborate Indian takeout meal but was worth it to spend some time in a puppy-pile with my friends watching a movie after said Indian-food induced coma. No grocery shopping was done this weekend but rather was done today to a nice total of $32 but that is not being counted in weekend spending. (Thank goodness Monday doesn't count as the weekend because I blew $200 today stocking up on contacts/eye ware that will hopefully last me until next year) Total: $154 not too bad, considering I'm still chair-less and maybe 5 pounds heavier due to too much alcohol consumption!
I'm using today as a fake Saturday since I have to work tomorrow, so brunch for a friend's birthday during which I'll probably offer to pay since I won't be here for her actual celebration day ($50), plus thrift store shopping, her favorite thing ($15, unless I find an awesome chair in which case I am willing to pay $40) Tomorrow: $5 for lunch at work, if I get the time and a dance party tomorrow night where there will be free booze and snacks (maybe $5 for a donation..) Sunday I am teaching a friend how to drive a manual and he's treating me to lunch but I think I will have to buy myself a pint or two to decompress from the inevitable tension/fear that arises when the car stalls a million times, mostly in traffic and I become certain we will die ($10) plus groceries (really really hoping to keep it under $30 since I'm leaving town next Wednesday) So... $115, unless I find a dream chair in which case $165 (and if I can stay in budget for groceries.) BUT I am got a larger-than-anticipated paycheck this week and I am putting $300 in savings and $75 in my travel fund so I feel pretty great about that.
Car Loan (3.9%..I thought it was 3.1% whoops!) January balance: $6,661 February balance: $6,481.44 I love this new savings goal! Primary savings/emergency fund GOAL (by June): $5,000; by December: $10,000 Current: $3,409.82 I dipped into this savings to pay of a $1,850 student loan this month...which was a very quick decision that I am kind of regretting now, only because I was OVER my $5K goal and getting really close to my ultimate $10K savings goal. But the loan was 6.9% which is almost double my other student debt and it seemed like a good idea at the time. Travel Savings Goal: $1,500 Current: $301.01 I am hoping to quit my job in June and take the whole month to travel before starting another job mid-August. I am really wanting to do that without spending any of my emergency fund, so this is my attempt at that.
I finally put together all my student loan information in one place and organized an attack plan AND discovered I had enough money in my savings to pay off a loan with 6.8% interest! It was just a small-ish amount (like spitting into the Atlantic Ocean) but it still feels good!