@deepomega No, I mean the thick layer of inside jokes no one is explaining, the congratulating of Ms. Vargas-Cooper on just . . . being alive and saying a thing? and how apparently her discussion of sexual bartering is a big joke even though it reads totally straight. Yes, suggesting a dude should buy you dinner since he'll end up with a BJ later is a strange firecracker to light and run away from. Thanks for setting an asshole trap for me though.
@Bill Fostex The funny thing is, by going out with a bang with the offensive dating/"blowjay" (really?) shit, she's avoided the "Your parents pay for your lifestyle" complaints that feel more earned on this than any other Billfold piece.
More mad about his assumption that she doesn't particular like kids. F you, guy. (SORRY, edited my language)
This isn't my life at all, but I appreciate the way this piece conveys the shock of losing privileges one didn't really realize s/he had. Okay, maybe it is kind of my life, in that I grew up on the comfortable end of the middle class, moved back home after college to get my bearings, wound up staying much longer than I thought I would (I'm 23), and have had to suddenly and quickly move out after a physical altercation with my father (the physicality was all on his end of things; I mostly stood there and screamed "did you really just HIT me?!"). I thought I had a handle on what a reasonable lifestyle is and should cost, but so much shit I've taken for granted - cell phone, netflix subscription, the privilege of owning a car and having a place to park it - costs so much more than I'd really considered.
@ASCtvartedun I think your criticism is a little harsh. A divorce took a financial toll on her personally on her family (just like one did to you). Is her perspective not valid unless she is poorer?
@Trilby If you have federal loans, though, it's still worth paying down as fast as you can afford to -- not just for the sake of getting out of debt more quickly, but because every time you over-pay it goes toward the next payment (but still gets applied to the principal). So if you get far enough ahead in your payments, you can essentially make smaller minimum payments as needed because your next due dates will be farther off. (Is this explanation making sense? It's clear in my head but I'm not sure if typing it out is working so well.)
Boy, I am really shocked at these interviews. People don't know how much debt they owe? Are only making minimum payments? Are considering taking on more debt without knowing whether it will pay off in future income? WHAT?!?
So this is part of an ongoing series? Good. Because the answers to these questions were frustratingly similar (all from OH, two people had right around the national average for student debt, all in grad school or considering grad school, two not even paying their loans off right now). I think it is a really interesting topic though and look forward to more interviews. B (middle person): Do not go to library school especially in DC the market it totally over-saturated. I work closely with IMLS as part of my job and they concur that there are too many people with MLS and MILS degrees in most urban areas including DC and NYC. Are you willing to move to a rural community? Are you willing to go into a super technology-involved subfield? Then go for it. But don't just get an MLS at GW. And consider switching back to standard (10yr) repayment if you're making 3500 a month, you'll save about 15k over the life of the loan.
I love your posts and website and I love eating out and stracciatella! Hang in there, it will get easier!
This needs to happen: http://www.businessweek.com/news/2012-03-20/durbin-urges-private-student-loans-be-discharged-in-bankruptcy