On I Made $570K Last Year, But I Don't Feel Rich (In Fact, I Feel Worried)

@aetataureate I have actually written a comment about this previously and then not submitted it because...I don't know why? C'mon Billfold, I <3 u, get your editing game together!

Posted on May 17, 2013 at 4:07 pm 2

On I Made $570K Last Year, But I Don't Feel Rich (In Fact, I Feel Worried)

@seaermine "I think if everyone lived by his standards no one would feel rich." I think that's really his issue - the vast majority of the people he surrounds himself with live by those standards; therefore, he doesn't feel rich. I have a very wealthy family member who always says "rich is relative". Yeah, it is, if you're rich! If you live in a $5 million house and your neighbors have $10 million houses, sure you won't feel rich in comparison. But statistically you are (very) rich.

Posted on May 17, 2013 at 3:29 pm 2

On How to Stop Going into Credit Card Debt for the Sake of "Points"

@limenotapple Agreed. The author says that "despite my ability to beat the interest trap, I was living my life one month in debt", but I think of it the opposite way - a credit card provides you with an interest-free loan every month, as long as you pay it off, so why not take advantage of that. I manage my income as a cash-flow system, and the credit card bill I have every month is a part of that. I always know where I stand in terms of now, two weeks from now, and a month from now from a cash flow standpoint. I understand how this wouldn't work for a lot of people, though.

Posted on May 16, 2013 at 2:03 pm 0

On Complaining and Flying

@Sunny Schomaker@facebook Uggghhhh yes DeGaulle is THE WORST. I once waited in a 45-minute security line (of about 12 passengers), got to my gate, and realized there was NO BATHROOM inside the secure-gate area. O'Hare is by far the worst American airport I've been in, but DeGaulle definitely takes the cake as the worst ever for me.

Posted on April 17, 2013 at 2:04 pm 0

On It's Hard to Feel Empowered With a Secret Trust Fund

@OllyOlly I went to private school starting at the end of elementary school. The reason my parents put me in private school to begin with was that we had moved states, and in my public school in our new state, I was repeating what I had learned the previous year in our old state (and I was even sent to a Magnet-type program once a week where I was repeating). I ended up loving it and staying through high school. My sister hated it and ended up in a public high school, where she did well! The biggest difference between public and private schools from my personal observation is the sense of community/family you have in a private school, and also the emphasis on character education. My school had a student-run honor system and was really focused on graduating well-rounded students. We had family-style lunches with assigned seating to get people out of their comfort zones and interacting with people socially who they normally wouldn't in high school. As a strong introvert, I think this really had a positive impact on my social skills later in life. Also, we were able to do things academically out of the box that public schools couldn't do because of the pressure to get the kids to do well on the state standardized tests--we didn't have to take those. To clarify, I'm not saying that public schools are bad; I know PLENTY of people who had great experiences in public school, and there are definitely downsides to private school (living in a super-privileged bubble is the biggest one), but I think the cultural/character/social development aspects are what make private schools different in the eyes of a lot of parents.

Posted on April 5, 2013 at 3:48 pm 1

On A Conversation With My Dad About His Money and My Lack Thereof

@eagerber Agreed. Also "compound interest goes both ways". So simple and obvious, yet I had never thought of it that way.

Posted on March 28, 2013 at 3:54 pm 3

On Up And At 'Em

@CubeRootOfPi Yeah, totally agree with Genghis Khat's comment above about people getting moralistic about it. Everyone has their own circadian rhythm! I have a friend who is one of the "sleepless elite" -- she truly doesn't need more than 3-4 hours a night. I've always been slightly jealous of her for that, but also, I have no idea what I would even do with that extra 6 hours of awake time.

Posted on March 28, 2013 at 10:39 am 0

On Up And At 'Em

@rorow YES. I think people think I'm crazy when I say I need 10, preferably 11 hours of sleep, but I just do not function well when I only ("only") get 8. It doesn't matter if I go to bed at 10pm, I'm still not waking up naturally at 6am. Tangentially, this need for lots of sleep makes me terrified of having children.

Posted on March 28, 2013 at 10:16 am 0

On Generic Products I'll Never Waste Money on Again

@limenotapple When I was growing up we had a milkman from a local dairy who would deliver twice a week in glass bottles, and man, there is really nothing like it. When I went to college I stopped drinking milk (except for in my coffee) and I still haven't picked it back up.

Posted on March 5, 2013 at 12:03 pm 0

On Two 29-Year-Old Canadians Talk About Jobs

@Michelle Agree, his definition of "being someone" is so wrapped up in material things that it's hard to buy into his perspective. Also, I'm missing something on the math that makes him 30 now. In the first piece, he says he graduated college around the time Lehman failed, after Bear Stearns, which puts us at fall 2008/spring 2009 timeframe. I graduated in 2009 and I'm now 25. In the second-to-last question of the follow-up piece, he says he wishes he hadn't started college at 18. So that puts him somewhere between 25-27 now, or it took him 8 years instead of the 4 he says to finish college. Not to downplay that he has struggled with underemployment, but something doesn't add up for me here.

Posted on March 4, 2013 at 12:53 pm 0