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On Unpaid Internships Won't Necessarily Get You a Job
@franklina Do you know if there are any stats as to how many people work in unpaid internships more generally? I've noticed a lot of talk about them on this site lately, and I don't know if it's a Canadian thing or if I was just in the wrong fields (business, communications, and history major here), but I don't know anybody who's done an unpaid internship. A lot of people I know did co-ops while in school, which sound like paid internships, so maybe it's just a terminology thing?
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On How Much Do You Spend on Electricity Each Month?
2 people, 1 bedroom apartment, electric heat is included in rent, and we spend an average of $18 a month on all other electricity.
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On We'll Never Stop Worrying About Those Nest Eggs
Hah, it's funny that the 401(k) was originally intended to be the "fun" retirement money. I've always viewed my RRSP (Canadian 401(k) basically) as my retirement money, and if I get any type of OAS/CPP/pension, that'll be my "fun" retirement money. I do not trust the government to not screw things up, and my DC pension is pretty weak. Gotta keep maxing out that RRSP and TFSA!
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On Doo-Do-Doo-Do-Doo-Do-Doo-Do-Doo-Doo-Do 1 Thing
My one thing was to post an Ikea bookshelf on craigslist. Done! Then my other thing was to change all of my hotel rewards preferences from going to my main frequent flyer account, also done! Now I just need someone to buy the bookshelf.
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On How Much is Your Phone Bill Each Month?
$28 for a dumb phone through Fido. My employer pays an obscene amount of money for my smart phone (it varies between $100-$1000 a month based on where they've sent me in that time), so I really only use the dumb phone for stuff I don't want my employer to see.
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On Monday Check-in
Didn't make an estimate - spent most of the weekend recovering from 11 hours of flying on Friday and dealing with a 4 hour time change. Spent $22 on some birthday present shopping, and $47 on groceries, so $69 total.
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On WWYD: My Mother Opened a Credit Card in My Name
This is terrifying. My mother is on one of my credit cards, she has a high income but terrible credit, I have an ok income and great credit. It's all been very open, but we did have some fights initially as we tried to establish ground rules. Overall it's worked out quite well, she has a CC, I reap insane rewards (thousands of dollars of free gas and two plane tickets to China over the past few years), but it does terrify me that I could be left holding the bag in the unlikely event that she decides to screw me over. Her credit should be rebuilt within a year and I'm looking forward to her getting her own cards at that point.
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On How Much Do You Spend on Transportation Each Month?
I drive a 13 year old Jaguar 10 kms to and from work 5 days a week and try to walk just about everywhere else. The car or drinking is my most financially irresponsible choice. No debt on the car, insurance is $75 a month, and I typically put $50-75 a month in gas into it, depending on how much I'm away from home that month. In the time I've owned the car I've averaged $50 a month in repairs, so $200ish per month? Monthly bus pass would be $85, but it also takes 3x as long to get to work on bus - saving 1 hr per day is worth $115 to me.
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On Open Thread
@sara_am Thanks, it looks good, I'll try to hit it while I'm there!
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On Unpaid Internships Won't Necessarily Get You a Job
@franklina Looks like the full report hasn't been released yet - I'm just curious as this seems like such a hot topic that is so foreign to me. That sounds like the co-op experience people I know had. I sometimes wish I had done a co-op, but I sure am glad I just worked unrelated jobs through my degrees rather than take unpaid work.