I live in So Florida and have recently found several Doctors clinics that have a discount plan RE: for any single person any age its $49.00 a month with a 10.00 per office visit co-pay, that covers most lab tests, and normal xrays, vaccines, etc., I have insurance thru my job but its really high because I'm 63 and high deductable, so an office visit is $40.00, lab tests cost extra, etc etc. (My policy at work 610.00 a month partly paid by my job) but still if I'm sick out of work I can't afford to pay a 40.00 co-pay. My solution is I'm looking for a high deduct. major medical insur plan for emergencys and I'm dropping my insur to get this discount plan at the Doctors office. I can pay a 10.00 co-pay. Its Family Practice of Davie on University Dr. Also, abt Group Insurance at work, mine was really high because of my age, so group doesn't always help.