I have to drive back to the east coast (from the midwest) in May. Before then I need to get my car serviced (it's due for its 17,000 mile checkup and I've noticed the brakes are seeming just a little not-as-nice as they used to). Taking my car in is always terrifying to me - I'm horrible at advocating for myself, I haven't had a car long enough to know what things are supposed to cost. I'm bringing it to the dealership because I know they have a record of all the maintenance that's been done on it, plus if there's something wrong it may still be under warranty, though I often leave the dealership feeling screwed. Basically I'm trying not to drop a bunch of money before a couple months of underemployment (PhD student, living with boyfriend for summer, un-marketable job skills, etc). Any tips on keeping costs down and/or advocating for yourself at the mechanic?
@Megano! This happened to me once too! I sent in my rent check with my roommate at the time, and later she got a notice saying her rent check had bounced, while I still had my rent money in my account - turns out that somehow my rent payment was deducted from her account (on top of her rent). Very bizarre.
I was a little (actually a lot) spendy last night - we have prospective students visiting, drinks were bought. I'll hopefully not spend much tonight - free department reception and then maybe out again, though I'm so exhausted I can't fathom it. I'll estimate $15 just in case we go out. I'll probably pay about $7-10 for parking throughout the weekend, maybe $25 for a friend's birthday bar outing tomorrow. Ew $50. I don't want it to be that. I will try to keep it below $40.
I have a credit score question. When I look at my credit, none of my cable/internet accounts pop up, yet in an earlier post today the poster's credit score got dinged for (someone else's) unpaid Comcast bills. Is it just that they don't show up in your credit report unless you're delinquent on payments? (Yes I am financially stupid but slowly pulling it together - I have savings! For the first time ever!)
@Michelle LeBlanc@twitter If you know someone with an HBO subscription, you can use their login details on HBOgo (I use my parents').
I blew it... I estimated $142, spent $183. A bottle of bourbon that I convinced myself I needed, plus overspending a bit on groceries, is to blame for this.
I have some practical expenses happening today like a credit card payment and rent that I'm not counting, since they're automatically deducted from my paycheck. Aside from that... Groceries: $60 Face wash & yoga mat at Target: $40 (I will try to get out of Target as fast as I can to avoid spending more) Coffee and/or lunch on campus today: $7 Fancy drinks tonight with my spendier friends: $25 Beyond that, I plan to work this weekend and maybe hit a house party, to which I can bring leftover beer from my party a couple weeks ago that I never want to drink again (until the memory of that hangover recedes into the past). I'll probably shell out another $5-10 for coffee and/or parking for the rest of the weekend, but I don't see myself going much beyond that. Estimate: $142
My credit card debt still sucks from moving earlier this year, especially since I've fallen back on it towards the end of the month a couple times. So that's still around $1,500 HOWEVER, I have saved $1,100 towards summer living expenses (preparing for the probability of not finding summer employment) and my tax return will be split between that and the credit card when it gets here.
I estimated (unrealistically) under $20. Friday: $10 at drug store, $5 on poker night Saturday: $6 for pizza Sunday: $2.50 for parking Total: $23.50, not bad! And I totally did not do my taxes.
I'm trying to spend nothing but I know that's not logically possible. I need to get some stuff at the drug store today ($8), poker night tonight which is a $5 buy-in, then maybe a coffee shop trip over the weekend to the cheap coffee shop, not the expensive one ($3) and an Oscar party to which I can bring one of the many bottles of wine leftover from my party. I'll try to keep it under $20. Caveat: I might do my taxes this weekend and since I've lived in two different states and made all sorts of weird income (fellowships, freelancing, etc) I'm guessing that the free TurboTax will not cut it. So... however much that will be (charged to my credit card and paid off ASAP on the first of the month).