@WayDownSouth I mean I am not literally saying no to my boss, it's more like an ongoing 'i'm at my breaking point with my current workload / what you're asking me to do is logistically impossible and requires access to information that only the directors of the organization are privy to.' Nonprofit work is about doing the most with the least amount of money, employees take on crazy loads of work from their supervisors mostly in the name of stretching a dollar from a managerial perspective. People just burn out after a point. I really don't want to be a burnout. I want to be able to do my job really well! I can't though, I'm too burnt out. I would say about 80% of my coworkers are in the same boat right now, it's a strangely toxic work environment to be in. TLDR Your donations make a difference.
@John C. Calhoun Metropolitan SF is relatively amenitized to urban living, but the towns surrounding it are not. Yeah Oakland might be the 'Brooklyn of SF' but only in theory. It's a separate municipality with different taxes and school districts, as well as less access to public transportation. Commuting in to the city to work from across the city line is close but only in proximity. The tax and funding structure of the local government is not integrated.
Working for auction houses is the worst, it's a weirdly specific set of skills and not great pay unless you make it very high up the food chain. A lot of the staff tend to be very well educated, and also there's special 'rich people etiquette' to contend with in addition to being underpaid and having a really formal dress code.
@Christy My plan offers a 2040 target date fund but not a 2050 TDF, initially I had it all going in to the 2040 fund but I noticed that TDFs seem pretty conservative with their investments and other funds available on my plan have better performance. So now my contribution is split between the TDF and a more aggressive internationally indexed fund. I'm pretty happy with that setup. The international fund performs much higher on average than the tsp, but is not stable enough for me to feel fine putting ALL my retirement contributions in to it. Hare meets Tortoise without putting everything in to mid performing funds.
@polka dots vs stripes I should check, I just want to avoid opening new lines of credit wherever possible. Thanks :)
Augh. I ran out of money on my flex spending account and have to get a wisdom tooth pulled this week. I don't have dental insurance through work just basic coverage so I am paying cash to do it at a dentistry school, which is fine, I like contributing to a medical students learning experience yadda yadda. The problem is figuring out how to pay for it since I'm going in as a cash patient. It occurred to me that I CAN dip in to my 401k to pay for it if I need to. I checked my plan online and it said that I have to do it through my HR manager, and the minimum I can pull out is just enough for the tooth extraction and follow up care. My HR manager told me that each request to disburse from the 401k is personally approved over by the CFO here. My department is always at odds with her, I don't work with her directly, but I've heard through the grapevine she doesn't like my attitude around the office a lot and I know that she favors staff who she likes more. In the end I am just putting it on my credit card and paying it off later with some funds from my Ally account but I'm wondering is it fair to have to disclose so much personal information to a non-HR colleague to access my 401k? Is it fair that 401k disbursements have to be approved on an individual basis by a really not impartial coworker? That's not against some workplace law somewhere? I know it's just a tooth but it's nobodys business why my wisdom teeth are still in my head at 29, or why I didn't sign up for the dental plan (which I can afford now but couldn't afford a year ago when 2013 registration was open).
@wallsdonotfall I can't speak to Leda's financial particulars, but according to your calculation I could also afford 1,050 a month in rent. I would have to scrimp more and in the end I always prefer to pay as little rent as possible. It is definitely not out of the question though.
Maybe they're about to put a down payment on a mortgage, or just won a medical malpractice lawsuit? Hmm.
@la_di_da In the tub.
Maybe they saw the bad review but didn't want to admit to comping you to help their Yelp ratings. Either way I don't like the fried chicken there much at all.