On In Which I Answer a Question About Marriage and Finances That 'Call Your Girlfriend' Asked Us in October

I'd be the jerk who would say, “I never asked you to cook lasagna, I can just make myself a bowl of cereal when I get home.” So my advice to the letter writer: if your boyfriend says this, you should probably look elsewhere for a life partner.

Posted on March 20, 2015 at 4:10 pm 1

On Dreams Of My Father's Advice

My mom (who was basically my mom and dad growing up) always told me to marry a tall blonde. I ended up with a short brunette, but she's a much better daughter-in-law than I am a son, so I think it worked out okay.

Posted on March 18, 2015 at 9:30 pm 1

On Talking to Your CPA About Estimated Income

@CMD+click This 90%/100% rule is relevant to me, and hopefully it applies. My wife switched jobs this year making about the same amount, so we filled out the W-4 the same way we did for her last job. It looks like her employer didn't withhold enough, because last night as I finished our taxes I found out we owe $4,365 in Fed taxes. Turbo Tax said we owe $62,243 in taxes for 2014, but only paid $57,878. $57,878 is ~93% of $62,243, so hopefully we don't owe a penalty since we paid more than 90% of our taxes due (assuming I'm understanding the 90% rule correctly - we're not small business owners or self-employed). For comparison, last year we owed $56,029 and paid $62,1476 so we got a refund of $6,118 (which seems to cover us under the 100% rule too because we withheld more in 2014 than we paid in 2013). I liked that situation much better, even though some folks would tell us that getting a refund is stupid since we're giving the government an interest free loan. I think we finally need to break down and go the Nicole route and get a CPA.

Posted on March 16, 2015 at 5:37 pm 0

On Job of the Day: Fake Patient

@Kthompson That was my first thought - hasn't Gabrielle Nuki ever watched Seinfeld reruns???

Posted on September 3, 2014 at 1:24 pm 0

On The Catalogs Keep Coming

@Catastrophe Waitress Agree. Catalog Choice worked very well for me. Did it a couple of years ago when we moved into a new place. 12 unwanted catalogs were stopped after spending a few minutes filling in fields on the website. Definitely worth it.

Posted on August 12, 2014 at 1:18 pm 0

On Josh Michtom's First Job: Helping Teach Argentinians English

Guess it loses something in the (google) translation [andate wing shell mother b*tch who bore you].

Posted on July 15, 2014 at 7:07 pm 0

On Are Land Lines Worth It?

I'm a dinosaur who actually has 2 land lines. I telecommute full time, so I need a dedicated, reliable, good quality line for that. I could probably get rid of my household land line, but my prepaid flip phone doesn't get good reception in the house. I should look into VOIP though, since it's probably cheaper.

Posted on July 9, 2014 at 5:20 pm 0

On How Do You Decide Which Books To Buy?

I should get my books from the library, but I'm too lazy. So I get mine from Kobo for my Kindle, because they supposedly give a portion of proceeds to an indie bookstore of my choosing (plug for RJ Julia in Madison, CT). But I wonder how much Kobo gives them. Maybe a few cents on a $9.99 ebook? As for how I choose what to read, I rely on recs from The Week, Grantland and, for my young adult fix, my 13 year old niece.

Posted on July 7, 2014 at 4:52 pm 0

On Tell Me The Truth About Debt Consolidation

@PicNic It might be subsidized vs. unsubsidized loans. For subsidized federal loans, the gov't pays the interest while you're in school or in deferment. In unsubsidized, interest starts accruing when the loan is taken out. So if you have both subsidized and unsubsidized, that might be why your bill is broken down into two amounts. My wife's consolidated loans are broken out like that. I have no idea how they determine which part of our extra payments go to which loans.

Posted on June 5, 2014 at 4:42 pm 0

On Donating To Your Problematic Alma Mater: Do or Don't?

How's this for warped logic? One of the main reasons I choose not to donate to my alma mater is because tuition is too high. My thinking is that if I give money, then that enables them to keep raising tuition because they'll have more money for scholarships or new buildings. So if I don't give money, they'll have less for scholarships or buildings so they won't raise tuition as much. My wife (who graduated from the same school) thinks this is pretty asinine reasoning. She chooses not to give for other reasons. Of course, since I'm only talking about a couple hundred dollars a year max, I know it doesn't affect anything either way. But it's the principle.

Posted on May 21, 2014 at 6:08 pm 0