@novembertea I guess I can also add that I'm looking for a teaching job next year (Music - I know, I know what was I thinking) and hearing that thousands more teachers were just added to the competition for meager jobs makes me feel like my search is even more hopeless.
This news deeply troubles me. Innocent children, and people who have devoted their lives to those children, are made to pay economically, intellectually and emotionally because their government believes war is more important. This is an enormous tragedy.
I had my own line and my own account that I paid for ($55 a month) from the ages of 17 to 21. Only when my Dad got a job that gave him a company phone did my parents invite me on the family plan to take over his line. It didn't cost them any more, and it saved me a bundle. I'm 24 now and we still have that situation because my Dad still has a company phone.
Are you eligible for IBR? It has been a lifesaver for me. I made all of 10k or so in 2012 and if I didn't have IBR, I would be in serious trouble. Basically if you can get into IBR, your payments correspond to your income and the payments will never become bigger than the payments would be on a 10-yr repayment plan on the original debt (so interest accrueing isn't going to enlarge your payments if you are too poor to pay right now like me). IBR virtually only applies to Stafford loans - private loans and Perkins loans do not apply. I have 45k ish in debt total, all Stafford and Perkins. I am resolved to keep up with paying the Perkins loans because I'll have them paid off in 4 years under the plan. Except this summer because I don't have work, I'll be deferring them. Also I live at home. Yay.
Um... stay at home wife and they still hire a chef? That seems weird. A lot of things seem weird about this guy's situation. A 700k mortgage is a big deal, even for him. And then he STILL has 90k in student loan debt?
@chic noir I, too, would like to know where to buy them! Preferably locally grown.
I don't think she would have much wiggle room if she continued to live in this apt by herself. Why can't she move into a one-bedroom? If there were an emergency she'd probably have to go into cc debt.
I may be wrong, but isn't it a bad idea to take out such an enormous mortgage when you have 2 grand in savings? I'm not counting the 401k because that is not supposed to be touched.
This is a great idea. I'm someone who is really bad at putting together outfits, and also shopping for cohesive outfits. If I find a versatile outfit I really like, I might try this.
@julebsorry Friend, it may have been Eddie Bauer come to think of it!