On Riding in Car Services With Boys

@Meaghano I'm insured through work and my daughter was insured the moment she was born. I had something like 31 days to prove she was born with a birth certificate or something. I find it weird that your son wasn't covered from birth. Is this an Obamacare thing?

Posted on July 23, 2014 at 5:36 pm 0

On Only Suckers Don't Buy Generic

I definitely buy more brand names than I would like to. About the only one I am super picky about is Q-tips. My hubby, on the other hand, insists on buying Bounty paper towels, Charmin TP, Heinz ketchup, name brand cereal, and so much more. He even pays more for name brand milk where I'm fine with the Costco brand or the store brand. I also only buy generic OTC and rX meds. The Kirkland (Costco) equivalent to Claritin is only around $12 for an entire year's worth of pills. I can't even get a month's worth for that if I bought real Claritin.

Posted on July 22, 2014 at 3:41 pm 0

On What Aren't We Spending Money On?

@Worgchef yes - I like the 36 packs at Costco. There's no shame in that in my opinion. I can get a 36 pack at Costco for like $23. That's a lot of money saved since I seem to buy a lot of beer, especially in the summer months. @fo - there are some craft beers here that sell cans. It's just not my flavors :) Actually two of my favorites haven't even bottled them yet. They are local breweries and I have been known to get a growler or two filled from time to time but it's not very boat friendly to do so.

Posted on July 22, 2014 at 2:01 pm 0

On What Aren't We Spending Money On?

Oh dear - so much to comment about here. I guess I'm not a millennial by definition but I'm only 3 years older than the upper limit so I do have some generational identity issues because I don't completely identify with Gen X. Pay TV – we pay for TV but I’m not really sure how to do it any other way. Stand alone high speed internet in my area would cost nearly as much as getting it bundled with cable. Plus we then get things like access to apps like HBO on my iPad. Investments – I work for a state government and participate in a defined benefit pension plan as well as a 457 plan. We both have IRAs and feel pretty comfortable about our retirement savings. Mass-Market Beer – I love a good craft beer from time to time but seriously don’t buy craft beer for most of our social drinking. To the commenter that doesn’t believe anyone over 22 drinks Bud Light, I have to say how condescending and snotty. I’ll take my can of Bud Light on my boat any day over a glass bottle of craft beer. Cars – I haven’t bought a new car in ages and we usually buy a used car every two to three years so we are pretty much in line here. Homes – I’m on my second home. We bought the first one 6 years ago and sold last year. We bought the current one last fall. I couldn’t imagine renting forever but again I live in a rural area and rental inventories are mostly apartments. I prefer to have a single family home with a yard for my kids. Bulk Warehouse Clubs – We spend thousands of $ at both Costco and Sam’s Club each year. I think in my location it definitely makes sense to do so. We have a second refrigerator and shelving in our garage to help with the storage issue. We actually buy most of our groceries at Costco and then supplement at regular grocery stores. Weddings – we didn’t do it. We might someday but it’s not in the plans for the short term. I think in our state, we are actually considered common law though. Children – yep, have them. Health Insurance – It comes with my job and has since the day I started when I was 24. Advice to buy – I would definitely trust somebody I know much more than an online review, UNLESS the person recommending is a complete idiot. I guess this just proves once and for all, maybe I am Gen X?

Posted on July 22, 2014 at 12:34 pm 0

On The Most Expensive Meals We've Ever Paid For

@bgprincipessa The last time I was in Nashville, we went to Jimmy Kelly's. I thought it was super delish and I'm not sure how much the bill was because my parents paid. I know we had several bottles of wine plus a bottle of champagne and several drinks.

Posted on July 18, 2014 at 2:43 pm 0

On A Call To End Birthday Dinners

I know I live in a different part of the country from most of you but here just about every restaurant will give each person a separate check. In the rare cases where they don't do that, it's usually not a problem for us to split it out and the server runs multiple cards. I'm firmly in the house party as a birthday party camp these days. I think its because so many in my social group have kids and we drag them along. My new house has quickly become a favorite of our group because we have a large family room downstairs and a large backyard for the kids to hang out.

Posted on July 18, 2014 at 1:51 pm 0

On How the Baby-Sitters Club Does Money: Karen

@HelloTheFuture cool - thanks for the reply. I always thought I identified with Dawn the most but maybe I am more of a Karen (except the lesbian part).

Posted on July 17, 2014 at 2:17 pm 0

On How the Baby-Sitters Club Does Money: Karen

I love this series and much of what is said seems so true to the characters. However, on this story the timeline seems a little off. I am 37 right now, making me 24 when 9/11 happened. I had just started my first job only months before that, having graduated in May 2001. If Karen is 35 now, she would have been 22 at the time of 9/11 and only just beginning her first job as well, wouldn't she? I mean that's assuming she got her undergrad in 4 years. Also if memory serves me correctly, we were in the midst of the dot-com burst at the time as I felt really lucky to have landed a job several months before graduation. I knew a lot of my fellow classmates did not find jobs right away, some waiting months or even year or two after graduation to get professional work. This seems much like the stories of today.

Posted on July 17, 2014 at 1:55 pm 0

On My Boxes of Fiestaware

@ceereelyo I just have to comment here. I have all the colors. I've been collecting them for about 15 years and my mom and godmother have given me almost all of the fiesta I have. I think I'm up to almost 30 place settings. About 6 years ago, when I built my first house, I got a proper china cabinet to display them in (and keep the rest of them in the bottom). I love getting them out for company but I'm like cjm in the fact that I got Corelleware for our everyday use (just like my mom had when we were kids). I just couldn't bear the thought of my kids breaking the Fiesta. I did go with the square shaped Corelleware though so I don't feel so much like my mom.

Posted on July 1, 2014 at 1:51 pm 0

On Is Air Conditioning Worth It?

My current house came with A/C and it is the first place I have ever lived with A/C. I can certainly live without it because I live in a northern state. My last house, which I lived in up to last October rarely got above 78 degrees inside anyway so I'm not sure it would have been worth it to put A/C in that house. Now I did spend extra money on insulation when we built the house in 2008 because the winters here get pretty cold so the extra insulation was a bonus in the summers and kept the hot air out if we closed up the house during the day. We haven't hit the heat of summer in my area but I don't anticipate using the A/C all that much. It is on a thermostat, which we currently have set to 78. I might raise that though. It's kind of funny because we have been in a cold front all week and had to turn our furnace back on at home. Now having said that, I'm not so sure I would want to go without A/C during the day at my office. I work in IT so there are a lot of computers around and they are little heat boxes. I would be a sweaty mess!

Posted on June 19, 2014 at 5:58 pm 0