On Talking With a CPA: Expectations vs. Reality

Instead of using your phone calculator to check your math, why not use Excel or Google docs or some other spreadsheet program? I find it a lot easier to check numbers when you can look at them all at once.

Posted on March 2, 2015 at 2:14 pm 1

On Talking to Millennial Homeowners Who Just Bought Their First Home

I'd love to see an article about how to find a good realtor. I hear a lot of people mentioning that they had a great or terrible realtor but I don't know how to determine which they'll be until you've already started. I assume the answer is get recommendations from friends, but what do you do when you're the friend leading the homebuying charge?

Posted on February 26, 2015 at 10:16 am 0

On Why I'm Not a Homeowner

Hmm, this is making me wonder if part of the reason I'm so interested in buying a house is a desire to compensate for my lack of stability/ "adulthood"/whatever that I associate with having a partner. Like, do I want to prove that I'm a Real Grown-Up Adulthood despite lacking a partner by taking on another mantle of adulthood?

Posted on February 18, 2015 at 9:25 am 0

On What About the Millennials Who Aren't Homeowners?

Most millennials I know aren't home owners because they're at a point in their education/career where they can't hope to guess where they'll end up. Of my college friend group, I think I'm the only one of us intending to purchase a home in the next year or so, and that's because I'm the only one with the right set of factors pushing me to settle where I am now. I'm finished with school and my relatively small non-coastal city happens to be a hub for my small engineering niche, so I've had multiple jobs in my field here. It's also a comfortable distance from family (1.5 hours) as well as being an affordable place to live. (Plus those aforementioned engineering jobs pay well enough to make it feasible to pay off student loans and save.) Most people I know (who, granted, are on the younger end of the millennial scale) are either still in school or still attempting to build their careers, so committing to a location isn't logical. The few who would choose to stay where they are are in big cities where buying a home wouldn't be feasible.

Posted on February 16, 2015 at 12:18 pm 4

On Valentine's/St. Cyril's Day Estimates!

I'm single so I'm not doing anything for Valentine's Day, but I did buy Galentine's cupcakes for me and my roommate yesterday (I think it was $5 for 4 cupcakes) and I made Galentine's cards for a bunch of friends. I had a bunch of craft supplies hanging around, so that was free, but I had to order special envelopes from Amazon, plus postage, so that'll probably be around $15 in total? And then this weekend I'm going to see my family for my sister's birthday, so I need to buy gas but that's probably it.

Posted on February 12, 2015 at 3:16 pm 1

On Better(ish) Living With Roommates

After two and a half years of living alone, I have a roommate again. For the most part it's working out fine (we lived together in college so I knew what to expect, plus we have two bathrooms) but it's still an adjustment. That thing about hearing the jingle of keys and having your heart drop hits true to home. Sometimes I just want to watch sad tv alone in my jammies without anyone asking questions about plot.

Posted on February 12, 2015 at 10:31 am 0

On Dessert Economics

I've been known to ask for a dessert menu before ordering appetizers or an entree because it sucks when you don't save room and then they have a bunch of delicious desserts and it also sucks when you skip a great-sounding appetizer and then all of the dessert options suck. I wonder what's more likely to be shared, appetizers or dessert. I can't remember the last time I got either of those and wasn't splitting it with someone, but then I think appetizers tend to cost more, so I guess the slim dessert margin still makes sense.

Posted on February 11, 2015 at 9:12 am 1

On How 'Fifty Shades of Grey' Does Money

@TheDilettantista A part of me wants to go to a midnight showing to see who shows up and what their reactions are to whatever madness occurs in this movie. It's gotta be as least as fun as seeing Twilight in the theater.

Posted on February 10, 2015 at 4:00 pm 0

On The Cost of Vacation, Part 2: Transportation

I see the tag that says the Hyatt was totally cool with you hanging out, but how do you find that out? Show up and hope nobody yells at you? (Inside I am still a child who is very afraid of getting sent to the principal's office.)

Posted on February 10, 2015 at 3:52 pm 3

On On Wanting to Be a Millionaire

First I suppose I would find some kind of financial adviser, but assuming they don't argue with my plans, first I'd buy a house. I've been considering doing this in the next couple of years, so I'd stick with the price range I'd been considering, but I'd pay cash instead of getting a loan. Then I'd put the rest in a vacation fund (hopefully with a decent interest rate) so for the next however many years I could afford to take a couple of weeks off and go somewhere new. Then by the time the money ran out hopefully I'd have accrued enough vacation time and gotten enough raises to continue affording to keep up the vacation tradition.

Posted on February 9, 2015 at 3:17 pm 0