Monday Check-in

And how were your weekends?

Friday Estimate

What are your estimates?

From Counting Pennies to Letting Things Slide

When I was first starting out and making very little money, I thought carefully about every single dollar and made sure I always got my exact change. I was also careful about never getting charged ATM fees, because when every dollar matters, paying to take out your own money hurts. It doesn’t hurt as much anymore, and perhaps that is a sign of success.

“I have decided that I am a person of means, a wealthy person,” I told Ester yesterday. “Because although my bank gave me my money back, I still have $10 in ATM fees from the fraudulent withdrawals, and don’t feel like calling them to have that $10 credited back to me.”

She laughed.

Let’s Throw Some Money at Our Problems: July 2014 Check-in

It’s time to check in on our debt payments and savings goals again. If you’re joining us for the first time, you can read about our decision to publicly keep track of our debt here.

The Fraud Alert Specialist Who Calmed My Nerves

I have it set up so that I receive an instant email alert any time I withdrawal more than $100 from an ATM, so you can imagine my horror when I received a few of these messages yesterday while I was at work and not withdrawing money from an ATM.

Spending Three Years in College, Rather Than Four, to Save Money

Former Indiana Gov. Mitch Daniels is now the president at Purdue University, and rather than raise tuition to make up for state cuts on college funding and rising administrative costs, he’s frozen tuition for the first time in 36 years and looking for ways to save (it should be noted that as governor, Daniels cut millions in state higher education funding, so he knows that to keep tuition from rising, he’ll have to find savings from the inside). Daniels has started by cutting the cost of student food by 10 percent and consolidating administrative jobs, but according to the Wall Street Journal, Daniels is also considering what students actually get out of college and encouraging departments to devise a program where students can graduate within three years, instead of four.

Monday Check-in

How’d you do?

Here Is Your Open Thread

At LinkedIn, a discussion of what not to do when you quit your job so you can leave gracefully:

Friday Estimate

Good morning and TGIF! Let’s do some estimations.

Our Tendencies to Procrastinate

In the New Yorker, Maria Konnikova looks at the research behind procrastination and finds that those of us who are most likely to procrastinate have impulsive tendencies, or a lack of self-control—which makes sense.