@NoName I only have so many dollars and only so many things I can do with them. I am retiring in 40+ years. I also would like to pay off my student loans in the next 10. I have to prioritize one of them - so right now it's my loans & other debt. When I have money to invest in IRAs and the financial-emotional bandwidth to actively manage them, I will. Right now my money/time is being taken up by student loans & their management companies.
@Erica I usually only order one thing (besides my meal) anyway - I almost never get an appetizer unless the table is sharing it. Thank you though! If you had recommendations for how to magically get your car to get double the miles to the gallon, that's probably one of the bigger expenses I haven't figured out a way to get out of (why aren't vineyard shuttles a thing yet??)
@Allison .....and wine is food, right?? (we have wine-tasting plans). I don't plan on a shopping spree but we'll be "buying" things like museum tickets, etc that I normally don't. I feel badly, she's never been up here and she wants to do all these expensive touristy things right as I'm buckling down on my budget for our wedding in the fall.
@Sam B Yeah I agree. I have my 401(k) and all that jazz, but I don't do anything to supplement it or actively manage it because I'm not going to retire for at least another 40 years and the financial world could very well look very different by then. I'm not going to waste my energy thinking about how I'm going to pay for groceries when I'm 75 when I'm trying to pay off my student loans in 10 years - that's a much more immediate concern. When retirement becomes more immediate, I'll start more actively managing that.
This sounds like an excellent idea for January too! I'd like to do this in January but I have a friend visiting for nearly 6 days (gulp)....I'll make an exception for that? And then try to continue into February to make up for it a bit? Hmmmmm
@calamity I wonder if it would be cheaper to join a Y or other gym and take classes there?
Meaghan! Thank you for editing my first-ever-published-on-the-internet writing, it was great to work with you and I'm sad there won't be more. I'm sure you'll be amazing at The Cut, I'll miss you over here!
I really resent that Americans need to be "taught" not to spend money. No shit not spending money = savings. No one needs to be TAUGHT that, we need to be given mechanisms to make not spending money a possibility. I was thinking about fleshing that out, but I think the point is best left succinctly.
I am pro-Obamacare and generally a winner (I was able to stay on my parent's insurance until I got a job) but I will say - I have some extra fee tacked on to my dental insurance that the company was claiming was from Obamacare!!11!111 ::scary hand wave:: except...Obamacare had nothing to do with dental? And my dental still sucks? Obama why didn't you reform dental too!! I think a lot of complaints people have about Obamacare are actually complaints about insurance companies and how they've responded to the new law (newsflash: corporations are still going to try to maximize profits!) but because the insurance industry is so layman-unfriendly, it's hard to understand why these companies are making the changes.
@AndThenISawStars I was pleasantly surprised by how much I liked Wild, and Tiny Beautiful Things has been on my list for awhile. It just got bumped up a bit (but is still below Amy Poehler!). I had something else to say, but completely forget what it was so...reading! great! yeah!