@needsmoresalt Haha, yes! Are you a dude? Well, not all the time but at the same time. Women living together very often coordinate their periods. Not that they "do" it but it happens. Fun fact. I remember being startled at first by the quantity of tampons Marty was carrying but them thought, OK, 3 menstruating women, lotta tampons to buy.
It doesn't stop there. My daughter just had a baby on Obamacare insurance. Not sure how that's going but she went to a pediatrician twice with the newborn and then found out they don't take her ins. even though the Exchange said they do. Turns out almost NO pediatricians take Obamacare ins. actually. Good times!
I <3 my 401k. I wish I had started a lot earlier but now I max out my 401k every year. Since I'm old that means I get to put in $23K per year (currently. It changes). It's not easy but what helps is seeing how it lowers my federal income tax. I keep a spread sheet to keep me motivated. My average contribution rate is 20% but if I'm doing a lot of overtime, I up it to 30%. That's 30% pre-tax income, right off the top, into my 401k. Also, I finally absorbed the advice to diversify and stick to low-fee funds. It's working. I put away a significant nest-egg in only 4 years.
Really? Try being married to Ex-Mr. Trilby and see if you're any richer! The moment I left that lazy bum, I started to keep more of my hard-earned money to spend on stuff like, oh, rent, food, SAVINGS. He was stealing money from the family, wasting money, eating all the food in the house, throwing tantrums when he couldn't buy MORE salt-water fishies, etc. etc. I think I'll just stay single now thankyouverymuch!
I live on home-made pizza. Here's what I do. I buy whole wheat Indian rotis and keep a supply in the fridge. I spread them roughly with tomato paste and liberally sprinkle with garlic powder, oregano, and pepper flakes. Then I sprinkle lightly with grated asiago cheese. And toast in the toaster over until nearly burnt. So good. My daily breakfast.
I don't understand this project description, but I read a lot of the blog entries yesterday and loved how much they evoke my memories of life with new/young babies-- the rhythms, the repetitious chores, the joys(!), the constant presence of the Baby in the center of everything you do during those early years. Wonderful.
Where are you watching it? It's not on Netflix. Download?
There is a big difference between saying financial literacy doesn't work and that it's maybe taught badly. And of course, there will always be people who can't be taught it at all. Let's call them financial dyslexics. My 21-YO son is very interested in learning about personal finances and I had already decided, and told him, that this year I'm going to sit him next to me and go over my final paystub and my income tax return with him. Maybe, like sex education, personal finance is something best taught in the home (kinda joking).
Um, yeah, hello Billfold? What's with the porn-y ad here below the story. As a woman, it makes me feel less welcome.
Sh*t happens. My father was a multi-millionaire. He and my mother divorced and he remarried. Yada, yada, when he died, he pretty much screwed me and my brother, the old family, in favor of his new family. And I never saw it coming. Even without divorce in the picture, sometimes people get a little screwy in their old age and THAT's when they decide to make a will. It sucks. So don't count your chickens-- keep cleaning your house and doing laundry because you never know.