Doctors can join insurers' networks if they are willing to accept the negotiated rates that the insurers propose to pay them for services.
I had a similar gambit many years ago when my now-ex-husband and I took our kids to Vegas. We were there on the cheap and took full advantage of the inexpensive buffets in our hotel. We'd go to breakfast as late as possible and then hit the line again for the latest possible lunch seating (dinner was $1 more). I'd keep telling my kids to fill up, but every night they'd start whining about dinner, and I'd have to remind them, You HAD dinner, I told you to FILL UP! It was pretty funny.
Why am I not moving to Kalamazoo THIS MINUTE???!!! I could live there with everyone I love and be happy all the time.
I would have skipped the perfume. Perfume is an annoying hold-over from the days when people didn't wash much and smelled bad. Let's everyone agree to ditch perfume, OK? There tends to a cacophony of smells these days that is unpleasant to many people.
Wow. The plans mentioned are crazy-expensive. I had no idea it would cost those prices since I get my ins. through work. I picked the strange new option this year of High Deductible Plan with Health Savings Account." My premiums are a little lower than the normal plan, and I get to put aside pre-tax money in an account which, if I don't use it, will become part of my 401K monies eventually (kinda soon). I'm planning not to use mine, just save it, but that said, My son told my in the second week of January that he'd been thinking FOR A MONTH that he had a hernia. So a problem that could have been taken care of on my old plan for almost nothing ended up costing me $3400!!!! Since I met my high deductible so early in the year, I've decided to do some elective foot surgery. At least I'll get that done. It's been a learning experience!
The best thing about dental ins. is that dentists who are "in-network" agree to accept the negotiated reimbursements from the insurer, which are usually way lower than "retail" prices. My dentist is not in-network but he accepts the ins. company's reimbursement amount anyway(usually half of retail price tag) and doesn't balance bill me. Balance billing is when a dentist makes you pay all the amount the ins. co. doesn't cover. As I write this I realize I don't completely understand the difference to me, having a dentist who is outside my network... The premiums for me and my son are $38/mo, and the insurance covers $1500 worth of reimbursements per year. There's a better plan which allows $2500 worth of dentistry per year.
Great feature!!!! Real estate porn that regular people can actually afford. Now you've got me dreaming....
I'll play! I could be an old-timey graphic designer who makes mechanicals by hand, using exacto knives, T-squares, rapidographs, overlays, rubber cement, etc.
I'm pretty immune to a lot of new technology, but I've been talking to myself out loud at home, and it might be fun to have this guy talking back to me. As long as it's not too cutesy. And as long as nobody can use it to spy on me....
I am a rare person who could afford both but chooses not to have a cell phone. My landline comes with my cable bundle and cost of cable would be MORE if I eliminated the phone, which is idiotic but I don't make the rules. The landline gets much better reception than a cell phone. "Reception" is not even a concept with landlines. I must say it's pretty weird that poorer people have cell phones instead of landlines. Cell phone plans are much more expensive. Maybe someone should tell poor people that.