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On Open Thread
@ThatJenn Yeah, one option I have is to enroll in the high deductible plan at my job and use my husband's as secondary insurance, but they made it sound like each claim would have to be submitted to plan #1, denied, then submitted to plan #2. That sounds like a lot of work, but maybe it's not. I wouldn't mind so much but this plan requires a lot more paperwork and referrals, and they also seem to lose forms and whatnot a lot. There's also a specific story from this week that's too long to go into that just took a lot of time and phone calls to figure out. I guess I should be happy to have insurance that doesn't cost an arm and a leg, but it's really just making me job hunt more seriously. @ sunflowernut: I'm kinda angry.
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On Open Thread
@Blondsak Funny thing is---first thing that popped into my head was OMG WHAT ILS? But seriously, good for you. It sounds like you have a great boss, also! The library job market in my city is a little over saturated since there's a library school here. But at some point people are bound to retire.
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On Open Thread
@cawcawphony @ Blondsak Librarian here! I never get more than 2%, all the jobs at my college are horribly underpaid (we can't find a library director because we are offering around $50K for it and no one wants it for that!). So yes, HOW DID YOU DO IT?
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On Open Thread
So, when my job went full time, I was in HR and they told me I *had* to take my organization's health insurance. I wanted to stay on my husband's plan (even though it costs me a little more) because it's a great plan with fewer hassles. Has anyone been forced to take their employer's health plan? I have never worked anywhere that I couldn't decline it. They said it's because my organization self-insures to save money, so they have to guarantee so many people in the pool. It's cheaper for us but with high frustration.
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On In Support of Credit Card Points, With Caveats
@hellonheels This is the only gold star I'm getting this week. When I was trying to read more about it, it made me see how arbitrary these rules are. The FICO website was almost laughable. Use some credit! But not too much! Have some credit! But not too much! Have a installment plan! But not THAT installment plan! It's a shame this counts for so much of our lives.
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On In Support of Credit Card Points, With Caveats
@hellonheels Isn't part of your score the percent of total available credit you are using? Is that dependent on it being overdue? Because the last time I pulled my credit report and score, the available credit part was low because we charged a bathroom remodel (in order to get the cash back) but it wasn't overdue. It was actually just an up to date count of what our balance was at that moment. The finance guy I was talking to said this can impact the score, but I can't verify that he knows what he's talking about.
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On In Support of Credit Card Points, With Caveats
I don't really like using my debit card, because in the last 6 months my credit card account was compromised a few different times (one was a local grocery store who has their whole processing system hacked and everyone who used a credit or debit card at the store had their account compromised). If my credit card is unusable until the fraud is figured out, I can live with that. If it's my checking account, well, that's a much larger problem. I guess the other thing to keep in mind is that it could impact your credit score to use your credit card for everything the way I do. If it eats up most of your available credit to do this, that could be a problem. My limit is high enough that I don't worry about it too much.
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On The Triumphant Return of Do 1 Thing
@LookUponMyWorks Ugh, how did you manage it? I have horrible dental anxiety and can't even manage to dial the whole phone number. There are places who say they will just knock you out, but they seem to be the type of places who advertise late nights on digital subchannels.
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On The Billfold on the Billfold (Logan and Mike Get Meta)
@Meaghan S@twitter Yeah, I agree with everything you said. I love people talking openly about mental health issues and we don't do it enough. I couldn't be my own boss. Even with people expecting things from me I still have a lot of aimless days. It's hard to pick what to do and make a plan to do it even in the best circumstances. Sharing a house with my husband makes me less likely to spend days in bed. Also, I do take Adderall in a lowish dose and it does help me made decisions and execute them. Sometimes when I hear Logan talk I relate especially hard to how she is feeling. It is so hard and I have spent many days feeling just like that and it is a horrible cycle. Thanks for sharing this conversation-you guys are the best!