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On Not All of Us Are Wasteful
@scn231 not sure that makes sense. the frontline piece that has been going around the last few weeks is not saying that 401k's in and of themselves are bad, just that fees can add up if you are not careful about what you invest in. invest in your 401K and just make sure you've got funds with low fees -- aka index funds rather than actively managed funds.
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On Not All of Us Are Wasteful
@scn231 it's not that you need to do something "besides" a 401k, you just need to make sure you're investing in funds that have low fees associated with them.
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On Not All of Us Are Wasteful
people like to paint MMM as some kind of smug self-satisfied bastard who's screaming at everybody telling them they're doing it wrong. but, if you actually read his work, you will see that's not what he's doing at all. he's simply sharing his experience, like so many people on this site do. he's not saying "everyone should be like me" but more something like "hey i figured out some useful shit that may help you reach your goals." the face punches, the swearing, all that stuff is just stylistic. he's actually got quite the moderate, eco-conscious, happiness-creating philosophy. you should read more about it before you dismiss it. and what is up with all the sour grapes in this discussion? as MMM is fond of saying, if he comes across someone who does something way better than him, he's going to TAKE NOTES, not bitch about why he can't possibly do the same thing. the idea is to get inspired and to do what you can, saving money and becoming a more badass and much happier person in the process. yes, we need to be on elizabeth warren's side, working to make financial products more transparent and fair. but we also need to look in the mirror and see how OUR OWN CHOICES impact where we are in life.
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On The Annotated "Bills, Bills, Bills"
#1 karaoke jam! So hilarious, Jia, brava!
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On Watching YouTube Beauty Videos Is a Cool Way to Buy A Ton of Makeup You Don't Need
lisa eldridge made me buy 2 $36 chanel eyeshadows. admittedly, they are beautiful, and i love them and wear them a lot. but i definitely am on a makeup-buying sequester for the rest of the year. i have ridiculous amounts already.
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On Setting the Record Straight: Yaffa Fredrick on the NYT Column About Her Restaurant Spending
"She is doing what all young people in her demographic do, spending the money she makes to have fun as a twentysomething in New York." really, ALL young people do this? i remember being a twentysomething in new york and not having enough pasta to share with my roommates because i had to budget it out exactly across the entire week. i would imagine there are far more twentysomethings in this boat, rather in the spending all their money on funtimes boat.
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On Oh Preacher Ramsey, Deliver Us from Debt
@E$ i go through phases with his show ... sometimes it is really compelling and then every once in a while he'll go off on some anti-obama pro-jesus tangent and i stop subscribing again. it is really interesting sometimes though. the thing i like best about him is that he's very thoughtful and considerate to people who call with problems, but when they start trotting out victim speak and saying there's no way they can make the changes he's suggesting, he hangs up on them! i think he's right that you really can't help someone who's in this headspace.
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On Markets in Everything When There Shouldn't Be Markets in Everything
when i first met my now in-laws, it was at disney, where they'd invited my man and me to join them for a long weekend. i had broken my ankle doing the running man about 6 weeks earlier, so i was in that phase where i could walk a little bit in my boot, but not a lot. turned out to be the best thing ever! we got to skip all the lines (except for the toy story shoot em up ride, that one makes the disabled people wait with everyone else). i got to ride space mountain twice in a row! totally made breaking my ankle worth it. (maybe.)