On In Which I Learn How Much I Will Be Paying in 2014 Taxes

Welcome to the other side! The first year I had some freelance income which caused me to owe, everyone who mentioned what they were going to spend their tax return on within earshot caused me to cringe. It was the bitterest pill. This is one reason so many people are loath to jump into self-employment, even though as you have already seen its benefits are manifold. What you have to tell yourself is that you are increasing your income overall, growing your business and succeeding. It sucks but next year you'll be better prepared than this year. Hey, at least you paid some of your estimateds! A lot of people don't even get that far. You can for sure allow yourself to crawl into bed over this, because it sucks. For one night, maybe 2 or 3. But what I see here is that you are doing great. Great enough to pay more in taxes.

Posted on March 24, 2015 at 1:29 pm 1

On Chatting About Letting The Children Choose The Real Estate

My mom has been looking to downsize and tried to bring me and my opinion in. She very impulsively put an offer on a house and made a big deal about me "approving" of it. When I pointed out that it would be a tight squeeze if my siblings and I were to all come and stay there -- a critique I thought was innocuous enough -- she shrugged it off because "soon you'll all have kids anyway and you won't be able to stay here." Ooookay. So you are buying a house far away from all of us, and there isn't enough room to stay there. Now she calls me to complain about how stressful it is to furnish a new place (?). Listen kids, stay out of it as long as you can! Leave the adulting to the adults!

Posted on March 21, 2015 at 7:30 am 1

On Dreams Of My Father's Advice

Dad Bloom sounds like a smart and wise man who would totally write in to this site. My dad's biggest piece of advice sounds financially irresponsible but has served me well so far: "Throw money at the problem." What he meant by it is, sometimes there are situations where spending a little bit more money can mean a massive increase in convenience or quality of life. It falls to us to determine what those situations are. Hiring movers is one example; so is taking a late-night cab ride home.

Posted on March 18, 2015 at 4:20 pm 3

On Keeping the Junk

@cryptolect That's how I feel about my unread books. That said, I have donated a few where I moved them around enough times to think "Maybe I don't want to read this after all."

Posted on February 24, 2015 at 10:26 am 1

On Childless Old Man Tells Us Being Childless Is Selfish

This hurts my heart because it makes me think of my uncle, who never married or had kids (uh, so far!) but who loved and cherished my siblings and me as if we were his own. People who don't have kids, for whatever reason, can give so much to the world. One would think, as the headline pointed out, that a childless person could see that.

Posted on February 13, 2015 at 12:50 pm 2

On Valentine's/St. Cyril's Day Estimates!

Like Ester, my anniversary with my dude falls close to Valentine's Day, and in the past year or two we've opted to do one of those things BIG and then keep the other one low-key. This year we had a FANCY anniversary dinner, but Saturday I am leaving him to his own devices to go on a trip with friends. (Has someone already told me this is inappropriate, to miss the most romantic day of the year? YUP.) I'm leaving him a fancy card ($5) and a gift ($55), mostly because I came up with an amazing idea and $55 was how much it costs. I expect him to give me a card on the day of, and that would be enough. In the life of our relationship, we have had lean and fat years, but some of the best gifts he has given me have been homemade or very inexpensive. I'm looking forward to the Feb. 15 drugstore sale of Reese's hearts, as one does.

Posted on February 11, 2015 at 4:49 pm 2

On On Wanting to Be a Millionaire

I like this game but my answers are quite boring! I'm going to assume tax takes half off the top so that's $500,000. I would take 2 weeks of work off to visit Asia and pay for boyfriend to go with. (He would resist but if I had really won $1M I think I could persuade him to let me treat him.) I could do this with money and vacation days I have, but guilt has stopped me from doing it within the next few years. We'll call that $10,000. I would apply to and enroll in grad school part-time. We'll call that $60,000 over 2 years. I haven't fantasy-decided between a practical program and a flightier one, but they would both cost about that much. I would give my sister $3,000. She is about to take a year off and explore her career options and I know she wants to do a particular career training program that costs that much. If she wants, I will draw up papers for her to pay me back eventually, but if I had that much, I would be OK with giving her the $3k. I would make myself a slush fund for taking cabs home from work. Sometimes I work late and the worst, worst part is that it takes more than an hour to get home. It's insult to injury. So I'd put $7k into a Cabs Only Slush Fund and tell myself it was OK to take the occasional cab ride home. (That would cover almost a year of nightly cab rides, but most days I don't feel the urge so it would probably last longer.) Then I would max out my emergency fund to a full year of expenses ($30k) and put the rest into savings ($390k) because in the next few years I expect to be buying an apartment and having a baby, both very expensive prospects.

Posted on February 9, 2015 at 2:36 pm 0

On Beyond Entry-Level

I switched career tracks when I was 25. Before that I ONLY felt entry-level, or possibly a rung below (temp/ freelance trying to be hired on full-time). When I switched, by age 26 I would say I was no longer entry-level, because my former work experience had allowed me to climb that rung faster.

Posted on February 3, 2015 at 10:11 am 0

On Friday Estimate

I have to pick up some snacks on the way home today ($15). Okay, I don't have to, but I want to. Then I might order a pizza ($15). On Saturday we'll probably go to the movies, but I have gift certificates that can cover it (!!!) Otherwise I have a lot of work to do so I will probably split-screen my work and "The Good Wife" (owned DVD, $0). Sunday I will watch the Super Bowl and eat my snacks from Friday and something from the freezer ($0).

Posted on January 30, 2015 at 2:28 pm 0

On Career Dilemmas Present in 'The Sims 4'

This new Sims sounds too much like real life! Take me back to the version where my Sims would throw fits because I wouldn't let them go to parties!

Posted on January 30, 2015 at 2:22 pm 0