@olivia And if this isn't possible, I would approach your mother and tell her to pay it off immediately or you'll file a police report. Perhaps she can transfer the balance to HER OWN CARD or something if she doesn't have the cash. And unless she's seriously impoverished I would imagine she could pay the balance off more quickly than just minimum payments.
I think you can contact the credit card company and credit agencies about a fraudulent account without filing a police report. My father had his identity stolen and to my knowledge he didn't file a police report. In your shoes I would approach the credit card company, tell them the situation and have them freeze the account. Then I would contact the credit bureaus and tell them it's fraudulent as well. From what I understand they can carry out an investigation and determine if it is actually fraudulent. Good luck, I can't imagine having a parent who would do this to me.
@stuffisthings YES. If they could cut the misogyny by about 90% I'd be all in on Vice.
I sold some stocks and will be reducing my debt by 40%! The sale just settled today so it'll be a few days before the money gets in my bank account, but my debt is going from $40k total (including credit card, car loan and student loan debt) to $24k total. YESSSSSSSSSSSSS
Oh man, this blog is hilarious. I keeping actually LOLing at my desk. Thanks for the link!
I have no affiliation with LinkedIn, but my sister got recruited out of the blue from LinkedIn and got a job that paid $10k more than her previous position. Then she got another $10k pay raise after about 1.5 years there, plus a $10k bonus since they decided they weren't paying people in her position enough. So I'd say it's pretty fucking worthwhile! I also got recruited off of LinkedIn (for an interview, that is) but wasn't interested in the position. And my boss and several coworkers are on it. I think it's just like Facebook-you just do it and it's there. You can really work it if you want to, but unless you put "I WANT A NEW JOB PLEASE RECRUIT ME" in your profile no one will think anything is weird about it.
DAMN IT I just accidentally deleted my comment! Let's try again. Logan, what type of treatment are you undergoing for your depression right now? Because it sounds like you should either seek treatment if you haven't already, or if you are in treatment, switch up your meds or your therapist or both. I recently came out of a depression pretty quickly with the help of the right therapist and right medication. I've transitioned off the medication now and will continue to go to talk therapy. I plan to be in therapy for the rest of my life, and will absolutely go back on medication if I get depressed again. It's awesome that you work with Mike and he's understanding, but if you continue to not do your job it's going to negatively affect your relationship and your career. And using your depression as an excuse is a bit of a cop out if you're not actively trying to manage it. If you are actively managing your depression, please ignore this, and I hope you find something that works soon. I don't want to sound harsh, and I'm sorry if I do. Please keep in mind that this is coming from a fellow anxious depressed person with impulsive spending problems and the consumer debt that goes along with that.
@sherlock Yes, the investment choices were especially bizarre. If you're risk-averse, get bonds and invest in index funds or something.
@laluchita And 3 cars but 2 adults? What? That just makes no sense whatsoever. I bet if he simplified things and had like say, 2 cars, and 1 house with a mortgage that was less than $700k, he'd feel a lot more secure. Because maintaining all that must feel like a ton of pressure. But you don't HAVE to maintain all that!
@olivia Upon reflection I think it stuck out to me so much because it's emblematic of the insane level of lifestyle creep that allows someone who makes $500k+ a year feel not rich.