Back when I was better with money/not in debt, I would pay for something on my CC for the points and then transfer the money from my chequing account over weekly so I knew exactly how I stood. Right now I'm sitting on something like 160,000 aeroplan points (enough for two round trip tickets to Australia) but also some CC debt because of life issues and I'm sure that I have paid for that trip to Australia several times over in interest.
@maddo @swirrlygrrl hello to you too! I also live in a not so awesome area (on the 95, yes, but not as close to downtown as I would like)
I was contacted by a recruiter to see if I was interested in an accounting job. I was living in a pretty small town at the time and I wasn't interested in the job so I didn't pursue it. I have been working on my LinkedIn as I am going to be starting a job search again soon. I just need to find something to focus on.
@RadScientist when I lived with a jerk boyfriend who was supposed to pay for TV but never did, I was dropping about $125 on cable/TV and that was on a promo... after the promo ended it went up to about $150. I gave it a few months, he didn't pay me back and I cut it since it was in my name.
29.6% of take home pay. But I also pay for hydro on top of that... with hydro added in it's probably about 30.4%. This is in Ottawa, Ontario and I live alone.
Without a better picture of your expenses, it's hard to tell. Does your cell phone have a huge, bloated data plan that you don't actually use? I review my cell phone plan about twice a year and do a comparison of other plans offered by my carrier to see if there are better deals. Is your gym membership $100/mth and you barely use it? There are free/cheap alternatives for lots of things. I think keeping cable is a mistake because you can find almost anything online. I even avoided a Netflix subscription until this month and I may actually cancel it after the free 30 days is up. Another option is to sublet the room short term to international students, co-op students, etc. if you want. Just if you start to feel stressed out, put the room up for a short term basis.
My initial estimate was $250 because I was going to go to Montreal and see the Habs in Game 7. BUT they are now out of the playoffs which means I am getting $75 refunded to my credit card ASAP and I don't have to drive two hours or get a hotel or buy very expensive arena beer. So I already feel like I'm up this weekend. I'm also trying to detox after some shenanigans. I also have to do laundry. Let's estimate $15 in laundry (wash, dry 4 loads) and maybe $40 in other stuff? So $55? I also have to pick up my scuba regulators from their annual service so that will run me about $70 but it's better than having a reg malfunction in the middle of the St Lawrence river and trying to surface and having my head chopped off by a giant freighter.
@sockhopbop Lorelai started out as a maid at the Independence Inn and then worked her way up to be the manager. When she was young (and Rory was a baby) they lived in a room at the Inn because of costs. I'm under the impression that Lorelai was reasonably good with her money because we always see her driving the same, beat up truck, they didn't have Internet (Emily tried to install it after Rory got into Chilton), etc. The house also wasn't furnished fancily - looked like the kind of stuff you would get from castoffs or thrift stores. Then Lorelai got her own inn (after the Independence burnt down) but she could only fund it because Rory asked her grandparents for help paying the Yale tuition. Also, remember Lorelai got that big cheque from an investment Richard made when she was a baby? So she had support from her parents but I don't think she really relied on them. And the support was after their relationship was mended and Rory was a teenager.
@theotherginger big differences in school reputation even at an undergrad level. Look at arts at Queens versus somewhere like Nippissing. Or undergrad engineering at Waterloo. Or undergrad business where Ivey undergrads get jobs some lesser MBAs wouldn't even qualify for. Prestige is alive and well at Canadian universities and those who disagree are naive.
I have the same mattress, Logan! I got used to it. I used to have an expensive pillow top mattress but I sold it to my ex-boyfriend for half what I paid for it because I didn't want to move it and I am currently against expensive furniture due to the uncertainty of life. My friend said my most recent furniture purchases (that mattress plus $50 ikea bed frame plus $140 futon) were pathetic but I have lots of debt and I'm not sure where I'm going to live so why drop $600 on a couch and $1400 on a bed and $1000+ on one of those big bedroom sets and have to move all that crap around? Or sell it for pennies on the dollar somewhere?