@eagerber I just did this, too! I've gotten myself in some credit card debt in the past, and I never wanted to get a rewards card, because I don't trust myself. B of A sucks in a lot of ways, but this is one area where they're getting it right.
PTO, definitely. Seeing as how I get neither, though, I spend absolutely zero extra minutes in the office.
I don't know about cheaper...I live in the Detroit Metro area, and flights from here are around $400, no matter what (unless you're flying to Chicago, maybe). Maybe if you live near a busier air route, the prices wouldn't be as bad, but I almost always consider driving before flying, because, often times, it's cheaper. I would love to fly more, but I can't afford to.
"People are loath to hire a 30-year-old who has to be an assistant.”
Uh...as an almost 31-year-old, probably on the permanent assistant track, I really hope that isn't true. Shit.
@ATF@twitter Ooof. I'm in the same boat. I've been in my position for over two years, with no hope of getting a permanent position. I am so tired of not having sick days or vacation days, plus my company (I'm in educational publishing) keeps finding more and more ways to differentiate employees from contrators; e.g., contractors can't attend holiday parties, can't work from home, can't use the company name on their resume. It's getting worse all the time, and I need to get out of here soon.
Luckily, I do have insurance, but as with you, it is the WORST. It's basically a discount program and doesn't actually cover anything. Blergh.
@Weasley Maybe not so much not talking, but my fiances entire family has smartphones (except for me), so every time there's a lull, everyone pulls out their phones. It's definitely noticeable, and, for me, slightly irritating.
@BananaPeel Agreed. I'm trying to more of this myself (I've been fixing holes in a lot of my clothes for years, but that's the extent of my tailoring skills). I need to just do it! I've been wanting to dye things, too. Did you use your washing machine to do it?
How do you feel about tailoring? I'm trying to buy as little as possible (although I did allow myself to get a few pieces with my tax refund), but I've got a few things in my closet that would work much better if say, they were three-quarter sleeved. I haven't taken them in yet, but I'd be interested if you allow this sort of thing for yourself.
Having worked at MIT's college book store, I wish Charm School would teach these students how to be polite to us retail peons.
You know, I had a similar attitude after graduating college. Kept spending, but figured I'd eventually have a job that would take care of the debt. It only took me a couple of years to realize that I couldn't continue that way, and to start budgeting.
Only now (9 long years after college) am I in a position to begin to pay off that debt. And it'll still take me years, even though I've been paying over the minimums for a long time.
I think that, for people my age, our parents set us up to think we'd achieve certain things, just by virtue of having a college degree. I know my grandfather still feels this way, but it's just not the reality we ended up with.