On The Gift Card Is The Hardest Part

I am a Maximizer by nature, BUT I recently had a really fun day where I gathered all the random gift cards (mostly remainders) I had lying around and made it my MISSION to spend them all in a single day. I found an area that had all the stores I needed, and wandered around just trying to find the best thing that cost around $3.56 or $10 or $7.82, satisficer-style. I ended up with a pretty decent haul at the end of the day, and I only spent about $7 of my actual money.

Posted on February 3, 2015 at 2:55 pm 0

On Shopping, Travel-Wise: Are You An Ester Or A Nicole?

On the rare occasions I have TRIED to be an Ester and just ~go with the flow~, I end up with five days of black undershirts, black shirts, black cardigans, black pants, and black shoes. My inner goth totally breaks free unless I consciously plan out my outfits for each day.

Posted on January 23, 2015 at 8:16 pm 0

On Shopping, Travel-Wise: Are You An Ester Or A Nicole?

@Lily YES I've been proselytizing this book to anyone who will listen/can't escape from me!! It's so good. I got it right before Christmas—luckily I had mostly asked for things that sparked joy for me...

Posted on January 23, 2015 at 8:13 pm 0

On Tax Season

The humblest brag: One time I took my self-prepared taxes to H&R Block (for their free "double-check" thing) and the lady was so impressed with my work and so disheartened with my meager income that she said I should quit my current job and get licensed as an accountant instead.

Posted on January 20, 2015 at 2:58 pm 1

On One Is The Loneliest Number But Also An Okay Number Maybe

@muggles Annnnnd I just recognized the (non)irony of that response paired with my literal Malfoy icon

Posted on January 16, 2015 at 2:03 pm 2

On One Is The Loneliest Number But Also An Okay Number Maybe

Happy only child here: My mom tells me that friends/strangers used to coo and ask Young Me, "Oh, don't you wish you had a little brother or sister to play with?" And I would always respond with a resounding, "NOPE!"

Posted on January 16, 2015 at 2:03 pm 0

On Demystifying Dinner: How The Restaurant Industry Makes Money (Off Us)

My boyfriend doesn't drink so I have to be feeling REALLY fancy to order a bottle just for me! It has... definitely happened.

Posted on January 6, 2015 at 7:47 pm 4

On Living In Fear Of My Bank Account

OK I totally have been dealing with this problem too! My instincts are so bad but I have been doing very well lately using this system: - Sync Mint with bank accounts - Install the desktop Mint thing with notifications - Every time you (or someone nefarious) makes a purchase, a notification pops up on the icon and will STAY THERE until you click and look at it. I can really easily avoid logging into Mint or bank account every day, but my normally avoidant brain responded well to the simple task and instant gratification of making the little red badge disappear by clicking on it. - ADVANCED: Get YNAB and log each purchase in. YNAB helped me frame my spending/saving into a more positive, "look at all the money I'm NOT spending right now" kind of way. I also have a separate checking account where I've set up auto payments on everything I possibly can. I put a set amount of money in there each month, so I'm not surprised by a student loan payment suddenly coming out of my main account midway through the month—BUT I also know that that payment is always getting paid.

Posted on December 18, 2014 at 2:11 pm 0

On American Girl Dolls Are Still Expensive (But Not As Expensive As They Could Be)

@RiffRandell Yes! The books were free from the library so I could *almost* fit in with my friends who had the dolls... ha. ha. ha.

Posted on November 10, 2014 at 12:57 pm 0

On Monday Check-in

I did pretty well this weekend! Well, mostly 'cause I visited my mom on Saturday and she paid for everything. But still. FRIDAY: > friend's Halloween house party, food and drinks provided, didn't drink enough to convince myself I needed to stop for food on the way home - $0 SATURDAY: > iced coffee and muffin at the hometown coffee shop where I had my first "regular" order - $4.95 > creepily smiling at the barista who hasn't seen me for at least three years and of course did not recognize me - priceless > skeleton barrettes from Claire's at the mall while we were shopping - $2 > large gas station Diet Coke for the drive home at midnight - $1 and change from my car SUNDAY: > money added to Starbucks card because it's RED CUP SEASON, with leftover funds for the next couple times - $10 > pan de muerto pastries from the bakery on Sunday so I could respect my ancestors/additional pastries for me to respect myself - $4 > groceries from Koreatown grocery store, including enough digital coupons that the check out lady declared... "You're really good at coupons." #extremecouponerintraining - $35 > popcorn and soda from Target that I snuck into the movies - $3.25 > ticket to Nightcrawler which tickled my darkest funny bone - free 'cause I have MOVIEPASS (or based on the number of movies I've used it for so far this month... maybe $6-7 or so) And on Friday I also called my side hustle job to inquire on the status of my check, which should be coming today or tomorrow now—so, realllly, all of the above is cancelled out.

Posted on November 3, 2014 at 1:45 pm 0