HSA = Warby Parker allowance. Also covers the anti-anxiety meds needed to help pick the right frames.
I do not have vision benefits, but my health insurance covers an annual eye exam. Then, I use my HSA account for the rest. I contribute $60 pre-tax each paycheck, and my employer contributes $80. Luckily, I've got simple near-sightedness so Warby Parker glasses work for me. Since I don't really have any other health costs except for anti-anxiety meds, I basically treat my HSA account as my Warby Parker account. Plus I got contacts that I only wear for intense workouts, an hour at a time. After all the vision insurance red tape I've dealt with in the past, it is so simple to manage that payment and budget on my own. HSA is amazing! Let's just hope I don't buy so many glasses that I've got nothing left when something serious comes up, or when I'm 65 and can withdraw that money for non-health purposes.
Love this series. I come to The Billfold to read about what real people do with money (a variety of people) and this is perfect!
I'm sorry...there are people whose Mint.com Net Worth Over Time graphs actually grow? In to the green? Mine is just the Mint.com Yes, Your Student Loans Still Exist graph.
Get 4 credit cards.
This is perfect timing as I was just trying to explain to a friend what normcore is, and now I can send her this photo. ....in all serious, this was a great read.
Blazers are the answer. Jeans and a cute trendy tank top with weird straps from junior section at Macy's are totally fine when paired with a blazer. They are the answer.
On A Father-Daughter Duo Answers Your Questions: Balancing a Relationship With Financial Differences
As long as I keep hitting up Gap every week and he soaks up beer and cigarettes like a cactus in the sun, there will be no combining of finances. No, no, no, no, no. My amazing wardrobe/giant credit card balance is my own problem. So is my student loan debt. As long as he pays for half the dog food and most of the dinners out, I'm happy.
Best one yet. SO INTERESTING and so so educational about how to make it happen for yourself. Very curious about her husband's job and their finances, and what happened to the student loan debt and credit card debt.
I just am not willing to make the sacrifices required for accelerated debt repayment - shitty food, old clothes. I suppose that's easy for me to say, since I "only" borrowed $30,000 for school, but I just...nope, not doing it. It feels like paying $350 a month should be enough, and it's sad that it just isn't.