I live in Florida and of course you have to have it here. We set our A/C at 72 and I even have a portable air conditioner in my room cause I like to be cold. I know the electric bill will be high, but I could afford it because I chose to live at home with my parents, and not spend my money foolishly. I've been hearing about alot of people who don't have it in Florida and if they can manage, more power to them. All I could say is before you rent an apartment, make sure it has A/C. If you buy a house, make sure it has A/C. Stop spending money on junk and use it towards A/C. Don't be crying that your electric bill is to high. If you can't afford it, than you have made bad financial decisions and need to stop gambling it or spending it on junk. If I were poor,I'd live in my car because of the A/C. Never would I get an apartment without A/C. I would use my credit card and charge my electric bill If I had to.