On Help a Reader Choose Her Health Care Plan

@@fo Thank you! That makes a lot of sense. I'll keep this in mind as I navigate the exchange in a few months.

Posted on August 13, 2014 at 12:01 pm 0

On Help a Reader Choose Her Health Care Plan

@kbn22 Agree!!!!

Posted on August 12, 2014 at 2:51 pm 0

On Help a Reader Choose Her Health Care Plan

I don't turn 26 for a few more mos so still on the parents' insurance for now, but I will be making this decision on the exchange soon. That said, I have a high deductible plan. You don't pay 100% of doctor bills; it goes like this. There's no co-pay at the time of the appointment, they send the bill to your insurance co. who negotiates a discount, they send the bill to you (anywhere from 2 weeks to one million weeks later), and you pay the bill. So their out of pocket price may be $200 but you pay $120. I hate this plan because the bills always catch me by surprise and make me cranky, plus the deductible is like $4500 so at the very end of the year, only SOMETIMES has my whole family of 4 met it. If we do I go to every doctor on the planet in the month of December trying to squeeze them all in, and for some reason, I STILL HAVE TO PAY. Maybe only a $40 bill instead of a $120 bill, but it's a lot less. Clear as mud?

Posted on August 12, 2014 at 2:50 pm 1

On The Year We Saved $10K: All That Saving Hurt

@Megano HOW DO YOU KNOW WHERE I LIVE? but really, we're in the market to move right now, and $$$$$$$$$$$$$$ is all I have to say

Posted on August 8, 2014 at 5:55 pm 0

On Who Benefits When Mike Dang Dies? Chatting About Life Insurance

@allreb That sounds awful. But how lovely that your mom was a mom to the end -- taking care of everybody else. I'm so sorry she's gone now.

Posted on August 8, 2014 at 5:40 pm 0

On Who Benefits When Mike Dang Dies? Chatting About Life Insurance

@A-M yessss so good! I love TAL.

Posted on August 8, 2014 at 5:40 pm 0

On The Year We Saved $10K: All That Saving Hurt

$650 for a studio???! (I know that is not the thing to focus on but DUDE SO CHEAP!) Studios are twice that here. Damn you Miami.

Posted on August 8, 2014 at 3:02 pm 0

On The Year We Saved $10K: All That Saving Hurt

$650 for a studio???! (I know that is not the thing to focus on but DUDE SO CHEAP!) Studios are twice that here. Damn you Miami.

Posted on August 8, 2014 at 3:02 pm 0

On Do 1 Thing Before 1 Thing Does You

@Meaghano TWO THUMBS UP

Posted on August 8, 2014 at 2:44 pm 0

On Do 1 Thing Before 1 Thing Does You

@inthepost JESUS CHRIST That is horrible. Oh how I hate many-legged things. I wish I did not read this, I hope you are still alive, okay bye

Posted on August 7, 2014 at 2:51 pm 0