An alternative view, in slideshow form. (Matt Yglesias is simultaneously the most easily impressed and the most easily disappointed man in the world.)
Yay it's here! I finished paying off one card this month and started another, so I'll list both. (And congrats Logan! Our balances are about the same! Race you?) Capital One Platinum Mastercard February 2013 balance: $50 March 2013 balance: $0! American Express Gold Delta Skymiles, 15.24% APR Feb. 2013 balance: $1,469.95 March 2013 balance: $1,172.95 Next month: triple digits, which I'm excited about. Thanks so much for doing this, Mike and Logan. Putting ~$300 toward my credit cards every month instead of going shopping or out to eat or similar isn't something easy to get excited about, but these posts always make me happy to report it and makes it feel worthwhile.
My 1 thing for Thursday was refreshing the Billfold until it came back.
Main card: 1/23 balance: $1,245.56 2/26 balance: $0 (and also $0 on my other two credit cards on which I carried balances! This is my first time since the Billfold launched that I've been totally credit card debt free, and I requested a card from Mike to commemorate the occasion. I'm just trying to decide whether to focus more on paying down my car loan or bulking up my savings account next, and I'm leaning toward the latter because I have some possible and definite life changes coming up, like getting married and my dude going back to school full time and my possibly taking a lower paying but far-awesomer job in the coming months.) Car loan: 1/23 balance: $19,238.92 2/26 balance: $18,875.32 (I’ve paid down $3,116.47 plus interest since June, and am on track to pay it off May 2017, earlier than the December 2017 date originally planned – my minimum payment is $347.55 but I pay $380/month towards it) Mortgage: 1/23 balance: $107,968.44 2/26 balance: $107,711.77 (I’ve paid down $2,036.39 plus interest since June 2012, and am on track to pay it off in April 2037, BUT this month I hit a big milestone: my payment is now more than half towards the principal and less than half towards the interest for the first time since I bought the house almost six years ago! I've refinanced twice - once a regular refinance, once because I bought my ex out of the house, and this is a big deal.) Savings goal: 1/23 balance: $408.19 2/26 balance: $4507.64 (Kind of cheating: my tenant paid for six months' rent & utilities and I put it all in this account, though there's a chance I might have to withdraw some to pay my homeowners' insurance or flood insurance in the coming months. But this includes my regular contributions, too. I'm on track to hit my goal of $13k by my 30th birthday next year if my boyfriend keeps having a job/paying rent and if I don't need to touch it for insurance. Even if I totally pay the insurance out of it, I'll probably still make my goal if I don't change my mind and use a few grand of it for our wedding next year. Sweet.)
@cuminafterall Yes, this. I love the way his eyes get really big when he's sort of surprised by my flopping on the bed to kiss him goodbye. Also, he always tells me I look good, which is adorable because even if his eyes are open, his glasses are halfway across the room.
I am avoiding like 20 things right now, because I'm moving, and THERE ARE SO MANY LITTLE THINGS YOU HAVE TO DO AND IT IS SO ANNOYING AHHHH. The good news is, I went to my new apartment to drop off a cheque, and the entire neighbourhood smelled like lemon pie. ALSO: I FOUND MY WIIMOTES THAT I THOUGHT MY BOYFRIEND HAD LEFT IN OTTAWA TWO YEARS AGO IN A BOX MARKED "XMAS DECORATIONS"